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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in New Mexico

Fat Boy Data analyzed cash-out refinance activity in New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,248 applications were decided by 285 lenders between 2023 and 2025.

New Mexico at a glance

285Active lenders78 with 20+ decisions
69.1%Market approval rate10,533 of 15,248 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up9,874 loans funded

How New Mexico compares

Approval rate compared
New Mexico69.1%All 616 counties68.2%
Typical loan compared
New Mexico$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in New Mexico, 2,619 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 54.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 222Amerisave Mortgage Corporation: 30% approved of 1,050One lender: 40% approved of 131One lender: 43% approved of 199One lender: 46% approved of 409One lender: 47% approved of 316One lender: 48% approved of 93One lender: 51% approved of 435One lender: 52% approved of 64One lender: 53% approved of 99One lender: 55% approved of 38One lender: 57% approved of 194One lender: 59% approved of 193One lender: 60% approved of 193One lender: 61% approved of 296One lender: 62% approved of 95Loandepot.Com, LLC: 62% approved of 622One lender: 66% approved of 154One lender: 66% approved of 35One lender: 66% approved of 77One lender: 69% approved of 55One lender: 69% approved of 55One lender: 69% approved of 39One lender: 71% approved of 99One lender: 71% approved of 349One lender: 72% approved of 137One lender: 72% approved of 493One lender: 73% approved of 41One lender: 73% approved of 49One lender: 74% approved of 280One lender: 75% approved of 113One lender: 76% approved of 131One lender: 76% approved of 50One lender: 77% approved of 56One lender: 78% approved of 81One lender: 78% approved of 147One lender: 79% approved of 156One lender: 79% approved of 398One lender: 79% approved of 34Rocket Mortgage, LLC: 80% approved of 3,391United Wholesale Mortgage, LLC: 80% approved of 845One lender: 80% approved of 97One lender: 80% approved of 46One lender: 81% approved of 47One lender: 81% approved of 127One lender: 81% approved of 43One lender: 82% approved of 62One lender: 83% approved of 46One lender: 86% approved of 35One lender: 87% approved of 98Sunward: 87% approved of 548One lender: 89% approved of 37One lender: 91% approved of 244One lender: 91% approved of 327One lender: 91% approved of 47One lender: 92% approved of 63One lender: 94% approved of 50One lender: 94% approved of 34One lender: 94% approved of 54One lender: 98% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in New Mexico

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%2,716 / 3,39196%$155K2,619
2Amerisave Mortgage Corporation30%311 / 1,05097%$105K301
3United Wholesale Mortgage, LLCBroker only80%677 / 84598%$225K661
4Loandepot.Com, LLC62%387 / 62298%$205K381
5Sunward87%479 / 548100%$125K479

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 280 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in New Mexico. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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