HomeNew MexicoSanta Fe CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed investment cash-out refinance activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 179 applications were decided by 67 lenders between 2023 and 2025.

Santa Fe County at a glance

67Active lenders0 with 20+ decisions
77.6%Market approval rate139 of 179 decided
$265KTypical loanmedian lender, $10K brackets
92%Borrower take-up128 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County77.6%New Mexico74.1%All 616 counties73.1%
Typical loan compared
Santa Fe County$265KNew Mexico$195KAll 616 counties$205K

What the data shows

State Employees Credit Union made the most investment cash-out refinances in Santa Fe County, NM, 15 of them.

The typical investment cash-out refinance here is $265K, 36% larger than the New Mexico typical of $195K.

Investment property cash-out lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%11 / 17100%$305K11
2State Employees Credit UnionLimited sample100%16 / 1694%$65K15
3Rocket Mortgage, LLCLimited sample64%9 / 1489%$205K8
4Hometown Equity Mortgage, LLCLimited sample62%5 / 8100%$655K5
5Amerisave Mortgage CorporationLimited sample71%5 / 7100%$325K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 62 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Santa Fe County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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