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investment property lenders · HMDA 2023–2025

Investment property lenders in Santa Fe County, New Mexico

Fat Boy Data analyzed investment property mortgage activity in Santa Fe County, New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 704 applications were decided by 167 lenders between 2023 and 2025.

Santa Fe County at a glance

167Active lenders7 with 20+ decisions
85.2%Market approval rate600 of 704 decided
$435KTypical loanmedian lender, $10K brackets
95%Borrower take-up568 loans funded

How Santa Fe County compares

Approval rate compared
Santa Fe County85.2%New Mexico83.6%All 616 counties87.5%
Typical loan compared
Santa Fe County$435KNew Mexico$225KAll 616 counties$255K

What the data shows

Waterstone Mortgage Corporation made the most investment property mortgages in Santa Fe County, NM, 34 of them.

Waterstone Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical investment property mortgage here is $435K, 93% larger than the New Mexico typical of $225K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 31% approved of 29One lender: 85% approved of 26One lender: 85% approved of 26Bank of America, National Association: 86% approved of 28BOKF, National Association: 90% approved of 29Waterstone Mortgage Corporation: 100% approved of 34Nations Lending Corporation: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Santa Fe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Waterstone Mortgage Corporation100%34 / 34100%$435K34
2BOKF, National Association90%26 / 2996%$355K25
3Nations Lending Corporation100%29 / 2997%$415K28
421St Mortgage Corporation31%9 / 2978%$95K7
5Bank of America, National Association86%24 / 2883%$975K20

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Santa Fe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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