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investment property lenders · HMDA 2023–2025

Investment property lenders in North Carolina

Fat Boy Data analyzed investment property mortgage activity in North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 46,020 applications were decided by 847 lenders between 2023 and 2025.

North Carolina at a glance

847Active lenders244 with 20+ decisions
89.3%Market approval rate41,076 of 46,020 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up39,433 loans funded

How North Carolina compares

Approval rate compared
North Carolina89.3%All 616 counties87.5%
Typical loan compared
North Carolina$255KAll 616 counties$255K

What the data shows

Lennar Mortgage, LLC made the most investment property mortgages in North Carolina, 2,732 of them.

M/I Financial, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 396.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 448One lender: 45% approved of 345One lender: 55% approved of 688One lender: 64% approved of 409One lender: 76% approved of 262One lender: 76% approved of 217One lender: 78% approved of 554One lender: 78% approved of 180One lender: 79% approved of 173One lender: 83% approved of 618One lender: 85% approved of 309One lender: 86% approved of 576State Employees': 86% approved of 2,865One lender: 86% approved of 1,340One lender: 87% approved of 244United Wholesale Mortgage, LLC: 87% approved of 1,580One lender: 87% approved of 441One lender: 88% approved of 325One lender: 89% approved of 787One lender: 89% approved of 295One lender: 90% approved of 172One lender: 91% approved of 1,215Kiavi Funding, Inc.: 91% approved of 2,410One lender: 92% approved of 238One lender: 92% approved of 608One lender: 93% approved of 161Lennar Mortgage, LLC: 93% approved of 2,945One lender: 93% approved of 245One lender: 93% approved of 1,068One lender: 93% approved of 168One lender: 94% approved of 369One lender: 94% approved of 177One lender: 94% approved of 274One lender: 95% approved of 165One lender: 95% approved of 211One lender: 95% approved of 298One lender: 95% approved of 888One lender: 96% approved of 298One lender: 96% approved of 432One lender: 96% approved of 183One lender: 96% approved of 161One lender: 96% approved of 162One lender: 96% approved of 485One lender: 97% approved of 389One lender: 97% approved of 180One lender: 97% approved of 331One lender: 97% approved of 184One lender: 97% approved of 224One lender: 98% approved of 603One lender: 98% approved of 237Movement Mortgage, LLC: 98% approved of 1,382One lender: 98% approved of 183One lender: 99% approved of 335One lender: 99% approved of 446One lender: 99% approved of 531One lender: 99% approved of 178One lender: 100% approved of 290One lender: 100% approved of 396One lender: 100% approved of 339One lender: 100% approved of 292

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in North Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1Lennar Mortgage, LLC93%2,737 / 2,945100%$275K2,732
2State Employees'86%2,478 / 2,86598%$235K2,428
3Kiavi Funding, Inc.91%2,195 / 2,41097%$175K2,121
4United Wholesale Mortgage, LLCBroker only87%1,377 / 1,58099%$245K1,361
5Movement Mortgage, LLC98%1,353 / 1,38286%$265K1,165

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 842 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in North Carolina. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in North Carolina

Rocket Mortgage, LLCDhi Mortgage Company, Ltd.Pulte Mortgage LLCLoandepot.Com, LLCFirst-Citizens Bank & Trust CompanyVanderbilt Mortgage and Finance, Inc.Wells Fargo Bank, National AssociationPennymac Loan Services, LLCCrosscountry Mortgage, LLCTruist BankBank of America, National AssociationAtlantic Bay Mortgage Group, L.L.C.Guaranteed Rate, Inc.Lendingone, LLCAmerican Security Mortgage Corp.First National Bank of PennsylvaniaFairway Independent Mortgage CorporationNavy Federal Credit UnionM/I Financial, LLCThe Loan Store, Inc.Lima One Capital, LLC21St Mortgage CorporationDominion Financial Services, LLCAlcova Mortgage LLCCmg Mortgage, Inc.JPMorgan Chase Bank, National AssociationLoan Funder LLCTowneBankFirst BankNewrez LLC

Other lending data for North Carolina

Mortgage lenders in North CarolinaHome improvement loans in North CarolinaCash-out refinance in North CarolinaRefinance in North CarolinaInvestment cash-out refinance in North CarolinaInvestment refinance in North CarolinaInvestment home improvement in North Carolina

Counties in North Carolina

Wake CountyCountyMecklenburg CountyCountyGuilford CountyCountyForsyth CountyCountyCumberland CountyCountyDurham CountyCountyBuncombe CountyCountyUnion CountyCountyGaston CountyCountyCabarrus CountyCountyNew Hanover CountyCountyJohnston CountyCounty