Refinance lenders in Clackamas County, Oregon
Fat Boy Data analyzed mortgage refinance activity in Clackamas County, Oregon, home to Lake Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,093 applications were decided by 236 lenders between 2023 and 2025.
Clackamas County at a glance
How Clackamas County compares
What the data shows
Onpoint Community Credit Union made the most mortgage refinances in Clackamas County, OR, 971 of them.
That is 31% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 68.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Clackamas County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union | 86% | 1,018 / 1,186 | 95% | $115K | 971 |
| 2 | United Wholesale Mortgage, LLCBroker only | 90% | 250 / 279 | 96% | $515K | 239 |
| 3 | Bank of America, National Association | 65% | 115 / 177 | 96% | $255K | 110 |
| 4 | Rocket Mortgage, LLC | 85% | 116 / 137 | 91% | $435K | 105 |
| 5 | Embold Federal Credit Union | 82% | 102 / 125 | 99% | $115K | 101 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 231 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Clackamas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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