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investment property lenders · HMDA 2023–2025

Investment property lenders in Clackamas County, Oregon

Fat Boy Data analyzed investment property mortgage activity in Clackamas County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,015 applications were decided by 195 lenders between 2023 and 2025.

Clackamas County at a glance

195Active lenders10 with 20+ decisions
89.4%Market approval rate907 of 1,015 decided
$405KTypical loanmedian lender, $10K brackets
95%Borrower take-up863 loans funded

How Clackamas County compares

Approval rate compared
Clackamas County89.4%Oregon88.8%All 616 counties87.5%
Typical loan compared
Clackamas County$405KOregon$335KAll 616 counties$255K

What the data shows

Onpoint Community Credit Union made the most investment property mortgages in Clackamas County, OR, 37 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical investment property mortgage here is $405K, 21% larger than the Oregon typical of $335K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%U.S. Bank National Association: 77% approved of 31Onpoint Community Credit Union: 81% approved of 47JPMorgan Chase Bank, National Association: 90% approved of 20Fairway Independent Mortgage Corporation: 92% approved of 24Rocket Mortgage, LLC: 93% approved of 28United Wholesale Mortgage, LLC: 94% approved of 80Guild Mortgage Company LLC: 100% approved of 36Merchants Mortgage & Trust Corporation, LLC: 100% approved of 29Cmg Mortgage, Inc.: 100% approved of 23Nations Direct Mortgage, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Clackamas County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%75 / 8099%$415K74
2Onpoint Community Credit Union81%38 / 4797%$275K37
3Guild Mortgage Company LLC100%36 / 3697%$375K35
4U.S. Bank National Association77%24 / 31100%$405K24
5Merchants Mortgage & Trust Corporation, LLC100%29 / 29100%$415K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 190 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Clackamas County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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