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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Clackamas County, Oregon

Fat Boy Data analyzed investment property refinance activity in Clackamas County, Oregon, home to Lake Oswego, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 246 applications were decided by 94 lenders between 2023 and 2025.

Clackamas County at a glance

94Active lenders1 with 20+ decisions
74.8%Market approval rate184 of 246 decided
$415KTypical loanmedian lender, $10K brackets
93%Borrower take-up171 loans funded

How Clackamas County compares

Approval rate compared
Clackamas County74.8%Oregon76.3%All 616 counties77.7%
Typical loan compared
Clackamas County$415KOregon$345KAll 616 counties$235K

What the data shows

Onpoint Community Credit Union made the most investment property refinances in Clackamas County, OR, 21 of them.

Onpoint Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 69% of 32.

The typical investment property refinance here is $415K, 20% larger than the Oregon typical of $345K.

Investment property refinance lenders in Clackamas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union69%22 / 3295%$305K21
2United Wholesale Mortgage, LLCBroker only53%8 / 15100%$405K8
3Lima One Capital, LLCLimited sample100%12 / 12100%$925K12
4Kiavi Funding, Inc.Limited sample64%7 / 1186%$335K6
5U.S. Bank National AssociationLimited sample89%8 / 9100%$415K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 89 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Clackamas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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