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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 104,005 applications were decided by 651 lenders between 2023 and 2025.

Pennsylvania at a glance

651Active lenders244 with 20+ decisions
66.1%Market approval rate68,793 of 104,005 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up65,431 loans funded

How Pennsylvania compares

Approval rate compared
Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Pennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Pennsylvania, 15,570 of them.

Bhcu approved the highest share of applications among lenders with at least 20 decisions here, 100% of 208.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 1,271Amerisave Mortgage Corporation: 27% approved of 6,132One lender: 35% approved of 1,215One lender: 39% approved of 656One lender: 39% approved of 1,871One lender: 41% approved of 2,375One lender: 42% approved of 511Newrez LLC: 48% approved of 3,548One lender: 53% approved of 651One lender: 54% approved of 1,768One lender: 55% approved of 1,123One lender: 58% approved of 192One lender: 58% approved of 351One lender: 59% approved of 2,870One lender: 60% approved of 854Police & Fire Federal Credit Union: 60% approved of 13,205One lender: 62% approved of 817One lender: 62% approved of 253One lender: 63% approved of 254One lender: 64% approved of 325One lender: 66% approved of 488One lender: 66% approved of 2,821One lender: 68% approved of 249One lender: 69% approved of 399One lender: 70% approved of 286One lender: 70% approved of 2,677One lender: 70% approved of 363One lender: 70% approved of 1,098One lender: 70% approved of 1,079One lender: 71% approved of 386United Wholesale Mortgage, LLC: 72% approved of 4,564One lender: 74% approved of 189One lender: 74% approved of 436One lender: 75% approved of 298One lender: 75% approved of 1,218One lender: 76% approved of 420One lender: 76% approved of 263One lender: 77% approved of 388One lender: 77% approved of 199Rocket Mortgage, LLC: 78% approved of 20,692One lender: 78% approved of 337One lender: 78% approved of 301One lender: 78% approved of 547One lender: 79% approved of 2,242One lender: 79% approved of 394One lender: 79% approved of 2,226One lender: 80% approved of 1,068One lender: 80% approved of 288One lender: 83% approved of 198One lender: 84% approved of 279One lender: 86% approved of 292One lender: 89% approved of 202One lender: 90% approved of 202One lender: 93% approved of 817One lender: 95% approved of 393One lender: 96% approved of 614One lender: 97% approved of 389One lender: 97% approved of 521One lender: 98% approved of 429One lender: 100% approved of 208

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Pennsylvania

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%16,075 / 20,69297%$145K15,570
2Police & Fire Federal Credit Union60%7,956 / 13,20598%$65K7,831
3Amerisave Mortgage Corporation27%1,633 / 6,13297%$105K1,584
4United Wholesale Mortgage, LLCBroker only72%3,302 / 4,56497%$225K3,194
5Newrez LLC48%1,705 / 3,54898%$135K1,674

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 646 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Pennsylvania. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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