Refinance lenders in Rhode Island
Fat Boy Data analyzed mortgage refinance activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,709 applications were decided by 238 lenders between 2023 and 2025.
Rhode Island at a glance
How Rhode Island compares
What the data shows
Citizens Bank, National Association made the most mortgage refinances in Rhode Island, 3,033 of them.
That is 33% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
Semper Home Loans, Inc approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.
The typical mortgage refinance here is $175K, 41% smaller than the the United States typical of $295K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Rhode Island
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 73% | 3,132 / 4,274 | 97% | $175K | 3,033 |
| 2 | Navigant Credit Union | 80% | 1,099 / 1,368 | 97% | $125K | 1,061 |
| 3 | COASTAL1 Credit Union | 80% | 992 / 1,241 | 99% | $125K | 979 |
| 4 | The Washington Trust Company, of Westerly | 73% | 409 / 560 | 96% | $155K | 394 |
| 5 | Bank of America, National Association | 49% | 186 / 380 | 97% | $115K | 180 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 233 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Rhode Island. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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