HomeSouth CarolinaInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in South Carolina

Fat Boy Data analyzed investment cash-out refinance activity in South Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,936 applications were decided by 370 lenders between 2023 and 2025.

South Carolina at a glance

370Active lenders52 with 20+ decisions
71.0%Market approval rate3,503 of 4,936 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,252 loans funded

How South Carolina compares

Approval rate compared
South Carolina71.0%All 616 counties73.1%
Typical loan compared
South Carolina$165KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in South Carolina, 190 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 111.

The typical investment cash-out refinance here is $165K, 20% smaller than the the United States typical of $205K.

Approval rate of all 52 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 12% approved of 24Amerisave Mortgage Corporation: 21% approved of 156Navy Federal Credit Union: 23% approved of 26Wells Fargo Bank, National Association: 28% approved of 80American Financing Corporation: 32% approved of 25Newrez LLC: 37% approved of 91Lendingone, LLC: 40% approved of 134Loandepot.Com, LLC: 46% approved of 56Carrington Mortgage Services, LLC: 50% approved of 66Plaza Home Mortgage, Inc.: 50% approved of 24Pennymac Loan Services, LLC: 56% approved of 34JPMorgan Chase Bank, National Association: 56% approved of 25Nationstar Mortgage LLC: 58% approved of 52Hometown Equity Mortgage, LLC: 61% approved of 111Champions Funding, LLC: 61% approved of 62SouthState Bank, National Association: 62% approved of 26Truist Bank: 62% approved of 21Homexpress Mortgage Corp.: 63% approved of 184United Community Bank: 64% approved of 22Coastal Carolina National Bank: 65% approved of 20New American Funding, LLC: 65% approved of 20United Wholesale Mortgage, LLC: 67% approved of 354Deephaven Mortgage LLC: 71% approved of 63First-Citizens Bank & Trust Company: 72% approved of 39Ice Lender Holdings LLC: 73% approved of 22Rocket Mortgage, LLC: 75% approved of 262Abl Rpc Residential Credit Acquisition LLC: 75% approved of 36Lower, LLC: 75% approved of 24Cmg Mortgage, Inc.: 76% approved of 37Angel Oak Mortgage Solutions LLC: 76% approved of 89Amwest Funding Corp.: 77% approved of 26American Financial Network, Inc.: 79% approved of 33Ameris Bank: 81% approved of 67Ocmbc, Inc.: 81% approved of 53Guild Mortgage Company LLC: 82% approved of 39Clearedge Lending LLC: 83% approved of 24Lima One Capital, LLC: 84% approved of 116Loan Funder LLC: 84% approved of 93A&D Mortgage LLC: 85% approved of 53Guaranteed Rate, Inc.: 86% approved of 36Srp: 87% approved of 23Emporium Tpo LLC: 88% approved of 24The Loan Store, Inc.: 89% approved of 27Movement Mortgage, LLC: 90% approved of 83Nexera Holding LLC: 91% approved of 64Bpl Mortgage, LLC: 94% approved of 88Crosscountry Mortgage, LLC: 95% approved of 21American Heritage Lending, LLC: 96% approved of 147First Piedmont Federal Savings and Loan Association of Gaffney: 97% approved of 30Citadel Servicing Corporation: 98% approved of 169Velocity Commercial Capital, LLC: 99% approved of 111Dominion Financial Services, LLC: 100% approved of 65

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in South Carolina

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only67%236 / 35498%$175K232
2Rocket Mortgage, LLC75%196 / 26297%$145K190
3Homexpress Mortgage Corp.Broker only63%116 / 184100%$205K116
4Citadel Servicing Corporation98%165 / 16970%$195K116
5Amerisave Mortgage Corporation21%32 / 15694%$115K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 365 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in South Carolina. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for South Carolina

Counties in South Carolina