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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hamilton County, Tennessee

Fat Boy Data analyzed investment cash-out refinance activity in Hamilton County, Tennessee, home to Chattanooga, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 542 applications were decided by 130 lenders between 2023 and 2025.

Hamilton County at a glance

130Active lenders5 with 20+ decisions
79.0%Market approval rate428 of 542 decided
$185KTypical loanmedian lender, $10K brackets
96%Borrower take-up411 loans funded

How Hamilton County compares

Approval rate compared
Hamilton County79.0%Tennessee73.7%All 616 counties73.1%
Typical loan compared
Hamilton County$185KTennessee$185KAll 616 counties$205K

What the data shows

FirstBank made the most investment cash-out refinances in Hamilton County, TN, 25 of them.

FirstBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Lenders approved 79.0% of investment cash-out refinance applications in Hamilton County, TN, 5.3 percentage points above the Tennessee rate of 73.7%.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Tennessee Valley FCU: 70% approved of 33Homexpress Mortgage Corp.: 77% approved of 22Rocket Mortgage, LLC: 81% approved of 26United Wholesale Mortgage, LLC: 87% approved of 31FirstBank: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Hamilton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Tennessee Valley FCU70%23 / 33100%$155K23
2United Wholesale Mortgage, LLCBroker only87%27 / 31100%$175K27
3Rocket Mortgage, LLC81%21 / 2695%$175K20
4FirstBank100%25 / 25100%$185K25
5Homexpress Mortgage Corp.Broker only77%17 / 22100%$225K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 125 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Hamilton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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