Home›Tennessee›Shelby County›Investment refinance
investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Shelby County, Tennessee

Fat Boy Data analyzed investment property refinance activity in Shelby County, Tennessee, home to Memphis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,917 applications were decided by 172 lenders between 2023 and 2025.

Shelby County at a glance

172Active lenders25 with 20+ decisions
80.7%Market approval rate1,547 of 1,917 decided
$125KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,436 loans funded

How Shelby County compares

Approval rate compared
Shelby County80.7%Tennessee83.9%All 616 counties77.7%
Typical loan compared
Shelby County$125KTennessee$185KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Shelby County, TN, 358 of them.

Financial Federal Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 86.

The typical investment property refinance here is $125K, 32% smaller than the Tennessee typical of $185K.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 31One lender: 46% approved of 26One lender: 48% approved of 33One lender: 49% approved of 37One lender: 55% approved of 29One lender: 70% approved of 23One lender: 70% approved of 20Bank of Bartlett: 71% approved of 72Loan Funder LLC: 81% approved of 59One lender: 81% approved of 27One lender: 82% approved of 38One lender: 84% approved of 37Kiavi Funding, Inc.: 84% approved of 449One lender: 85% approved of 55One lender: 86% approved of 21One lender: 88% approved of 25One lender: 90% approved of 20Bpl Mortgage, LLC: 93% approved of 81One lender: 96% approved of 45Financial Federal Bank: 100% approved of 86One lender: 100% approved of 45One lender: 100% approved of 43One lender: 100% approved of 28One lender: 100% approved of 27One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Shelby County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.84%377 / 44995%$125K358
2Financial Federal Bank100%86 / 86100%$135K86
3Bpl Mortgage, LLC93%75 / 8159%$115K44
4Bank of Bartlett71%51 / 7288%$95K45
5Loan Funder LLC81%48 / 5994%$125K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 167 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Shelby County

Other lending data for Shelby County

Nearby markets