Investment property improvement lenders in Shelby County, Tennessee
Fat Boy Data analyzed investment home improvement loan activity in Shelby County, Tennessee, home to Memphis, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 582 applications were decided by 77 lenders between 2023 and 2025.
Shelby County at a glance
How Shelby County compares
What the data shows
Community Bank of Mississippi made the most investment home improvement loans in Shelby County, TN, 40 of them.
Community Bank of Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 93% of 44.
Lenders approved 45.7% of investment home improvement loan applications in Shelby County, TN, 10.8 percentage points below the Tennessee rate of 56.5%.
The typical investment home improvement loan here is $65K, 52% smaller than the Tennessee typical of $135K.
Only 1 lender here typically writes at or below $35K: Community Bank of Mississippi.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Shelby County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | 22% | 16 / 74 | 94% | $65K | 15 |
| 2 | Regions Bank | 11% | 7 / 66 | 71% | $95K | 5 |
| 3 | Community Bank of Mississippi | 93% | 41 / 44 | 98% | $15K | 40 |
| 4 | Figure Lending LLC | 72% | 26 / 36 | 77% | $55K | 20 |
| 5 | Bank of America, National Association | 0% | 0 / 29 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 72 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Shelby County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.