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refinance lenders · HMDA 2023–2025

Refinance lenders in Hays County, Texas

Fat Boy Data analyzed mortgage refinance activity in Hays County, Texas, home to San Marcos, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,599 applications were decided by 219 lenders between 2023 and 2025.

Hays County at a glance

219Active lenders15 with 20+ decisions
73.6%Market approval rate1,176 of 1,599 decided
$385KTypical loanmedian lender, $10K brackets
91%Borrower take-up1,067 loans funded

How Hays County compares

Approval rate compared
Hays County73.6%Texas70.9%All 616 counties76.5%
Typical loan compared
Hays County$385KTexas$335KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Hays County, TX, 68 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 44.

The typical mortgage refinance here is $385K, 15% larger than the Texas typical of $335K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 38One lender: 29% approved of 28Lakeview Loan Servicing, LLC: 44% approved of 89One lender: 58% approved of 26One lender: 60% approved of 20Frost Bank: 62% approved of 58Rocket Mortgage, LLC: 64% approved of 114One lender: 67% approved of 24One lender: 68% approved of 31One lender: 76% approved of 21Freedom Mortgage Corporation: 83% approved of 64United Wholesale Mortgage, LLC: 89% approved of 211One lender: 89% approved of 54One lender: 91% approved of 34One lender: 98% approved of 44

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hays County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%187 / 21195%$455K177
2Rocket Mortgage, LLC64%73 / 11493%$395K68
3Lakeview Loan Servicing, LLC44%39 / 8962%$425K24
4Freedom Mortgage Corporation83%53 / 6479%$365K42
5Frost Bank62%36 / 58100%$205K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 214 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hays County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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