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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Texas

Fat Boy Data analyzed home purchase mortgage activity in Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,041,883 applications were decided by 1,468 lenders between 2023 and 2025.

Texas at a glance

1,468Active lenders751 with 20+ decisions
84.0%Market approval rate875,619 of 1,041,883 decided
$315KTypical loanmedian lender, $10K brackets
96%Borrower take-up836,622 loans funded

How Texas compares

Approval rate compared
Texas84.0%All 616 counties87.6%
Typical loan compared
Texas$315KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Texas, 47,720 of them.

Highlands Residential Mortgage, Ltd. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 6,170.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 19% approved of 5,386Vanderbilt Mortgage and Finance, Inc.: 20% approved of 17,69021St Mortgage Corporation: 24% approved of 37,734Tammac Holdings Corporation: 27% approved of 5,803Triad Financial Services, Inc.: 43% approved of 20,060USAA Federal Savings Bank: 69% approved of 4,182Bank of America, National Association: 70% approved of 9,503Frost Bank: 71% approved of 4,664Flagstar Bank, National Association: 73% approved of 5,357Kind Lending, LLC: 75% approved of 6,092Navy Federal Credit Union: 78% approved of 8,389Wells Fargo Bank, National Association: 78% approved of 5,624Lennar Mortgage, LLC: 79% approved of 45,106Prosperity Bank: 80% approved of 5,247Loandepot.Com, LLC: 81% approved of 21,383Plaza Home Mortgage, Inc.: 82% approved of 4,713Pennymac Loan Services, LLC: 83% approved of 6,284Pulte Mortgage LLC: 84% approved of 11,424Rocket Mortgage, LLC: 85% approved of 34,065Newrez LLC: 88% approved of 4,333Inspire Home Loans Inc.: 88% approved of 3,913Dhi Mortgage Company, Ltd.: 88% approved of 54,942Freedom Mortgage Corporation: 89% approved of 6,223U.S. Bank National Association: 89% approved of 4,095Randolph-Brooks Federal Credit Union: 89% approved of 4,128Mortgage Research Center, LLC: 89% approved of 15,684Kbhs Home Loans, LLC: 89% approved of 8,527United Wholesale Mortgage, LLC: 90% approved of 67,962JPMorgan Chase Bank, National Association: 90% approved of 19,834American Portfolio Mortgage Corporation: 91% approved of 4,015Amcap Mortgage, Ltd.: 91% approved of 4,430Cadence Bank: 91% approved of 6,449Taylor Morrison Home Funding, Inc.: 92% approved of 7,104Provident Funding Associates, L.P.: 92% approved of 6,347American Pacific Mortgage Corporation: 93% approved of 4,118Cardinal Financial Company, Limited Partnership: 94% approved of 9,231Network Funding, L.P.: 94% approved of 4,607First Financial Bank: 94% approved of 5,224New American Funding, LLC: 94% approved of 7,662Lower, LLC: 94% approved of 4,839Guaranteed Rate, Inc.: 94% approved of 8,922Everett Financial, Inc.: 94% approved of 9,137Primelending, A Plainscapital Company: 95% approved of 18,466Velocio Mortgage L.L.C.: 95% approved of 8,001Union Home Mortgage Corp.: 95% approved of 4,139Movement Mortgage, LLC: 95% approved of 6,356Sfmc, Lp: 95% approved of 8,671T2 Financial LLC: 95% approved of 3,885Fairway Independent Mortgage Corporation: 96% approved of 19,367Gateway First Bank: 96% approved of 5,816First United Bank and Trust Company: 96% approved of 5,275Cmg Mortgage, Inc.: 96% approved of 24,796Guild Mortgage Company LLC: 96% approved of 13,575Ark-La-Tex Financial Services, LLC.: 97% approved of 12,255Cornerstone Capital Bank, Ssb: 97% approved of 7,645Paramount Residential Mortgage Group, Inc.: 97% approved of 5,655M/I Financial, LLC: 97% approved of 6,384Crosscountry Mortgage, LLC: 97% approved of 13,449Clm Mortgage, Inc.: 98% approved of 4,524Highlands Residential Mortgage, Ltd.: 98% approved of 6,170

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Texas

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%61,374 / 67,96299%$315K60,705
2Dhi Mortgage Company, Ltd.88%48,440 / 54,94299%$305K47,720
3Lennar Mortgage, LLC79%35,727 / 45,10699%$265K35,459
421St Mortgage Corporation24%8,977 / 37,73494%$105K8,452
5Rocket Mortgage, LLC85%29,106 / 34,06599%$315K28,820

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 1,463 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Texas. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Texas

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Counties in Texas

Harris CountyCountyDallas CountyCountyTarrant CountyCountyBexar CountyCountyTravis CountyCountyCollin CountyCountyDenton CountyCountyHidalgo CountyCountyEl Paso CountyCountyFort Bend CountyCountyMontgomery CountyCountyWilliamson CountyCounty