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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Norfolk city, Virginia

Fat Boy Data analyzed cash-out refinance activity in Norfolk city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,273 applications were decided by 137 lenders between 2023 and 2025.

Norfolk city at a glance

137Active lenders21 with 20+ decisions
62.6%Market approval rate1,422 of 2,273 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,330 loans funded

How Norfolk city compares

Approval rate compared
Norfolk city62.6%Virginia69.7%All 616 counties68.2%
Typical loan compared
Norfolk city$195KVirginia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Norfolk city, VA, 296 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 91% of 23.

Lenders approved 62.6% of cash-out refinance applications in Norfolk city, VA, 7.1 percentage points below the Virginia rate of 69.7%.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 94One lender: 19% approved of 31Amerisave Mortgage Corporation: 23% approved of 120One lender: 41% approved of 81One lender: 44% approved of 85One lender: 44% approved of 77One lender: 57% approved of 92One lender: 57% approved of 23One lender: 59% approved of 29One lender: 59% approved of 27Navy Federal Credit Union: 62% approved of 193One lender: 63% approved of 63One lender: 65% approved of 20Freedom Mortgage Corporation: 68% approved of 112United Wholesale Mortgage, LLC: 74% approved of 216One lender: 74% approved of 66One lender: 76% approved of 46Rocket Mortgage, LLC: 78% approved of 392One lender: 81% approved of 36One lender: 90% approved of 21One lender: 91% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Norfolk city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%305 / 39297%$185K296
2United Wholesale Mortgage, LLCBroker only74%160 / 21696%$265K154
3Navy Federal Credit Union62%120 / 19397%$115K116
4Amerisave Mortgage Corporation23%28 / 12093%$115K26
5Freedom Mortgage Corporation68%76 / 11299%$275K75

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 132 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Norfolk city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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