HomeAlabamaInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Alabama

Fat Boy Data analyzed investment cash-out refinance activity in Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,989 applications were decided by 303 lenders between 2023 and 2025.

Alabama at a glance

303Active lenders41 with 20+ decisions
70.6%Market approval rate2,818 of 3,989 decided
$125KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,566 loans funded

How Alabama compares

Approval rate compared
Alabama70.6%All 616 counties73.1%
Typical loan compared
Alabama$125KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Alabama, 195 of them.

Family Savings Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 77.

The typical investment cash-out refinance here is $125K, 39% smaller than the the United States typical of $205K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 22Amerisave Mortgage Corporation: 20% approved of 121Carrington Mortgage Services, LLC: 32% approved of 50Wells Fargo Bank, National Association: 35% approved of 40Lendingone, LLC: 43% approved of 181Newrez LLC: 44% approved of 63Hometown Equity Mortgage, LLC: 48% approved of 58Regions Bank: 54% approved of 39Pennymac Loan Services, LLC: 54% approved of 37Beeline Loans, Inc.: 55% approved of 29Homexpress Mortgage Corp.: 56% approved of 224Loandepot.Com, LLC: 58% approved of 33Deephaven Mortgage LLC: 62% approved of 45Redstone Federal Credit Union: 63% approved of 27Rocket Mortgage, LLC: 66% approved of 179All In Federal Credit Union: 70% approved of 43Emporium Tpo LLC: 71% approved of 28Champions Funding, LLC: 72% approved of 57Guardian Credit Union: 73% approved of 33United Wholesale Mortgage, LLC: 74% approved of 384Angel Oak Mortgage Solutions LLC: 76% approved of 34Ocmbc, Inc.: 77% approved of 52Guild Mortgage Company LLC: 80% approved of 41Alabama One: 82% approved of 22Lima One Capital, LLC: 88% approved of 48Northpointe Bank: 88% approved of 25Bpl Mortgage, LLC: 90% approved of 249Citadel Servicing Corporation: 90% approved of 50Auburn University Credit Union: 91% approved of 22Avadian: 91% approved of 22Assurance Financial Group, L.L.C.: 92% approved of 25American Heritage Lending, LLC: 92% approved of 77American Financial Network, Inc.: 93% approved of 28Loan Funder LLC: 93% approved of 171Velocity Commercial Capital, LLC: 94% approved of 88The Loan Store, Inc.: 95% approved of 22A&D Mortgage LLC: 96% approved of 27Constructive Loans, LLC: 96% approved of 28Amwest Funding Corp.: 97% approved of 31Family Savings Credit Union: 100% approved of 77Dominion Financial Services, LLC: 100% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Alabama

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only74%284 / 38499%$95K282
2Bpl Mortgage, LLC90%223 / 24987%$95K195
3Homexpress Mortgage Corp.Broker only56%126 / 22499%$195K125
4Lendingone, LLC43%78 / 181100%$105K78
5Rocket Mortgage, LLC66%119 / 17996%$135K114

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 298 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Alabama. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in Alabama