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refinance lenders · HMDA 2023–2025

Refinance lenders in Arizona

Fat Boy Data analyzed mortgage refinance activity in Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 64,365 applications were decided by 636 lenders between 2023 and 2025.

Arizona at a glance

636Active lenders207 with 20+ decisions
78.0%Market approval rate50,222 of 64,365 decided
$385KTypical loanmedian lender, $10K brackets
92%Borrower take-up46,243 loans funded

How Arizona compares

Approval rate compared
Arizona78.0%All 616 counties76.5%
Typical loan compared
Arizona$385KAll 616 counties$295K

What the data shows

Desert Financial Credit Union made the most mortgage refinances in Arizona, 4,447 of them.

V.I.P. Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 457.

The typical mortgage refinance here is $385K, 31% larger than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 272One lender: 14% approved of 180One lender: 34% approved of 1,419One lender: 46% approved of 764One lender: 47% approved of 587One lender: 48% approved of 255One lender: 49% approved of 1,120Lakeview Loan Servicing, LLC: 50% approved of 1,841One lender: 53% approved of 193One lender: 58% approved of 174One lender: 63% approved of 222One lender: 65% approved of 216One lender: 66% approved of 223One lender: 66% approved of 1,720One lender: 68% approved of 783One lender: 68% approved of 199One lender: 70% approved of 383One lender: 71% approved of 235One lender: 71% approved of 197Desert Financial Credit Union: 73% approved of 6,761One lender: 73% approved of 985One lender: 73% approved of 965One lender: 74% approved of 514One lender: 75% approved of 363One lender: 77% approved of 391One lender: 78% approved of 212One lender: 78% approved of 727One lender: 79% approved of 1,105One lender: 80% approved of 591Rocket Mortgage, LLC: 80% approved of 3,998One lender: 83% approved of 565One lender: 84% approved of 242One lender: 84% approved of 201One lender: 85% approved of 385One lender: 86% approved of 532United Wholesale Mortgage, LLC: 86% approved of 10,278One lender: 86% approved of 324One lender: 87% approved of 161One lender: 88% approved of 176One lender: 88% approved of 1,463One lender: 88% approved of 711One lender: 88% approved of 267One lender: 89% approved of 1,027One lender: 89% approved of 418One lender: 89% approved of 319One lender: 89% approved of 725One lender: 89% approved of 782One lender: 90% approved of 240One lender: 90% approved of 638One lender: 91% approved of 714One lender: 91% approved of 349One lender: 93% approved of 171One lender: 93% approved of 274One lender: 94% approved of 569One lender: 94% approved of 235Freedom Mortgage Corporation: 95% approved of 2,720One lender: 96% approved of 387One lender: 97% approved of 894One lender: 97% approved of 191One lender: 98% approved of 457

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Arizona

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%8,838 / 10,27896%$425K8,472
2Desert Financial Credit Union73%4,916 / 6,76190%$135K4,447
3Rocket Mortgage, LLC80%3,212 / 3,99894%$385K3,023
4Freedom Mortgage Corporation95%2,584 / 2,72078%$395K2,024
5Lakeview Loan Servicing, LLC50%919 / 1,84151%$425K467

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 631 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Arizona. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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