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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in San Luis Obispo County, California

Fat Boy Data analyzed investment property refinance activity in San Luis Obispo County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 290 applications were decided by 95 lenders between 2023 and 2025.

San Luis Obispo County at a glance

95Active lenders2 with 20+ decisions
80.3%Market approval rate233 of 290 decided
$585KTypical loanmedian lender, $10K brackets
93%Borrower take-up216 loans funded

How San Luis Obispo County compares

Approval rate compared
San Luis Obispo County80.3%California76.8%All 616 counties77.7%
Typical loan compared
San Luis Obispo County$585KCalifornia$555KAll 616 counties$235K

What the data shows

Guaranteed Rate, Inc. made the most investment property refinances in San Luis Obispo County, CA, 26 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 27.

Investment property refinance lenders in San Luis Obispo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.96%26 / 27100%$615K26
2United Wholesale Mortgage, LLCBroker only87%20 / 2395%$535K19
3Loandepot.Com, LLCLimited sample75%12 / 16100%$645K12
4SeslocLimited sample90%9 / 1056%$465K5
5Coastal Funding Slc, Inc.Limited sample100%9 / 9100%$475K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 90 more lenders.

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You are seeing the 5 largest investment property refinance lenders in San Luis Obispo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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