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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Hawaii

Fat Boy Data analyzed cash-out refinance activity in Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,664 applications were decided by 177 lenders between 2023 and 2025.

Hawaii at a glance

177Active lenders55 with 20+ decisions
59.8%Market approval rate3,987 of 6,664 decided
$395KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,729 loans funded

How Hawaii compares

Approval rate compared
Hawaii59.8%All 616 counties68.2%
Typical loan compared
Hawaii$395KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Hawaii, 889 of them.

Hawaiian Financial Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

Lenders approved 59.8% of cash-out refinance applications in Hawaii, 8.4 percentage points below the the United States rate of 68.2%.

The typical cash-out refinance here is $395K, 155% larger than the the United States typical of $155K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 24One lender: 18% approved of 28Amerisave Mortgage Corporation: 18% approved of 700One lender: 21% approved of 140One lender: 21% approved of 109One lender: 21% approved of 71One lender: 24% approved of 25One lender: 35% approved of 189Newrez LLC: 37% approved of 301One lender: 46% approved of 28One lender: 51% approved of 41One lender: 53% approved of 38One lender: 53% approved of 36One lender: 54% approved of 28One lender: 55% approved of 183Loandepot.Com, LLC: 58% approved of 283One lender: 60% approved of 187One lender: 60% approved of 100One lender: 60% approved of 40One lender: 61% approved of 54One lender: 62% approved of 165One lender: 64% approved of 22One lender: 64% approved of 102One lender: 64% approved of 42One lender: 65% approved of 20One lender: 66% approved of 29One lender: 66% approved of 32One lender: 68% approved of 201One lender: 68% approved of 44One lender: 69% approved of 32One lender: 69% approved of 36One lender: 72% approved of 43One lender: 72% approved of 72Rocket Mortgage, LLC: 72% approved of 1,278United Wholesale Mortgage, LLC: 72% approved of 366One lender: 73% approved of 26One lender: 74% approved of 23One lender: 75% approved of 24One lender: 77% approved of 44One lender: 78% approved of 163One lender: 78% approved of 37One lender: 81% approved of 77One lender: 82% approved of 33One lender: 85% approved of 39One lender: 86% approved of 104One lender: 86% approved of 21One lender: 88% approved of 25One lender: 88% approved of 60One lender: 89% approved of 88One lender: 91% approved of 23One lender: 95% approved of 20One lender: 95% approved of 43One lender: 96% approved of 24One lender: 100% approved of 53One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Hawaii

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC72%924 / 1,27896%$235K889
2Amerisave Mortgage Corporation18%128 / 70098%$105K125
3United Wholesale Mortgage, LLCBroker only72%265 / 36697%$545K256
4Newrez LLC37%112 / 30197%$355K109
5Loandepot.Com, LLC58%163 / 28398%$495K159

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 172 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Hawaii. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Other lending data for Hawaii

Counties in Hawaii