Investment property improvement lenders in Winnebago County, Illinois
Fat Boy Data analyzed investment home improvement loan activity in Winnebago County, Illinois, home to Rockford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 90 applications were decided by 31 lenders between 2023 and 2025.
Winnebago County at a glance
How Winnebago County compares
What the data shows
HTLF Bank made the most investment home improvement loans in Winnebago County, IL, 3 of them.
Lenders approved 36.7% of investment home improvement loan applications in Winnebago County, IL, 9.7 percentage points below the Illinois rate of 46.4%.
The typical investment home improvement loan here is $65K, 32% smaller than the Illinois typical of $95K.
Investment property improvement lenders in Winnebago County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | BMO Bank National AssociationLimited sample | 0% | 0 / 12 | — | — | 0 |
| 2 | HTLF BankLimited sample | 25% | 3 / 12 | 100% | $25K | 3 |
| 3 | Deephaven Mortgage LLCLimited sample | 43% | 3 / 7 | 100% | $125K | 3 |
| 4 | First Mid Bank & Trust, National AssociationLimited sample | 60% | 3 / 5 | 100% | $35K | 3 |
| 5 | U.S. Bank National AssociationLimited sample | 0% | 0 / 5 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 26 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Winnebago County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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