Investment property cash-out lenders in Winnebago County, Illinois
Fat Boy Data analyzed investment cash-out refinance activity in Winnebago County, Illinois, home to Rockford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 609 applications were decided by 93 lenders between 2023 and 2025.
Winnebago County at a glance
How Winnebago County compares
What the data shows
Bpl Mortgage, LLC made the most investment cash-out refinances in Winnebago County, IL, 106 of them.
Northwest Bank of Rockford approved the highest share of applications among lenders with at least 20 decisions here, 90% of 30.
The typical investment cash-out refinance here is $95K, 49% smaller than the Illinois typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Winnebago County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bpl Mortgage, LLC | 86% | 114 / 133 | 93% | $85K | 106 |
| 2 | United Wholesale Mortgage, LLCBroker only | 79% | 37 / 47 | 97% | $85K | 36 |
| 3 | GREENSTATE Credit Union | 88% | 38 / 43 | 97% | $95K | 37 |
| 4 | Homexpress Mortgage Corp.Broker only | 55% | 17 / 31 | 100% | $125K | 17 |
| 5 | Northwest Bank of Rockford | 90% | 27 / 30 | 93% | $115K | 25 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 88 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment cash-out refinance lenders in Winnebago County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
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- How easy each lender is to reach
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