HomeMarylandCecil CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Cecil County, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Cecil County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 81 applications were decided by 38 lenders between 2023 and 2025.

Cecil County at a glance

38Active lenders0 with 20+ decisions
76.5%Market approval rate62 of 81 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up60 loans funded

How Cecil County compares

Approval rate compared
Cecil County76.5%Maryland70.4%All 616 counties73.1%
Typical loan compared
Cecil County$185KMaryland$155KAll 616 counties$205K

What the data shows

Guild Mortgage Company LLC made the most investment cash-out refinances in Cecil County, MD, 14 of them.

Lenders approved 76.5% of investment cash-out refinance applications in Cecil County, MD, 6.1 percentage points above the Maryland rate of 70.4%.

The typical investment cash-out refinance here is $185K, 19% larger than the Maryland typical of $155K.

Investment property cash-out lenders in Cecil County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLCLimited sample94%15 / 1693%$185K14
2Aberdeen Proving Ground Federal Credit UnionLimited sample75%6 / 8100%$125K6
3Rocket Mortgage, LLCLimited sample80%4 / 5100%$185K4
4Newrez LLCLimited sample25%1 / 4100%$195K1
5Amerisave Mortgage CorporationLimited sample0%0 / 40

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 33 more lenders.

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