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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Massachusetts

Fat Boy Data analyzed investment property refinance activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,266 applications were decided by 384 lenders between 2023 and 2025.

Massachusetts at a glance

384Active lenders69 with 20+ decisions
76.8%Market approval rate4,045 of 5,266 decided
$445KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,827 loans funded

How Massachusetts compares

Approval rate compared
Massachusetts76.8%All 616 counties77.7%
Typical loan compared
Massachusetts$445KAll 616 counties$235K

What the data shows

Leader Bank, National Association made the most investment property refinances in Massachusetts, 140 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical investment property refinance here is $445K, 89% larger than the the United States typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 35% approved of 23Hometown Equity Mortgage, LLC: 38% approved of 58Citizens Bank, National Association: 47% approved of 242Webster Bank, National Association: 48% approved of 31Bank of America, National Association: 50% approved of 116Homexpress Mortgage Corp.: 50% approved of 58Rockland Trust Company: 55% approved of 188Eastern Bank: 56% approved of 115Berkshire Bank: 56% approved of 32Newrez LLC: 57% approved of 42SHARON & CRESCENT UNITED Credit Union: 60% approved of 25Fairway Independent Mortgage Corporation: 62% approved of 26TD Bank, National Association: 63% approved of 147Kiavi Funding, Inc.: 64% approved of 113Cornerstone Bank: 65% approved of 23Loandepot.Com, LLC: 68% approved of 41Rocket Mortgage, LLC: 70% approved of 141The Bank of Canton: 71% approved of 24Drew Mortgage Associates, Inc.: 71% approved of 24Loan Funder LLC: 71% approved of 35Manufacturers and Traders Trust Company: 72% approved of 29Abl Rpc Residential Credit Acquisition LLC: 74% approved of 31United Wholesale Mortgage, LLC: 76% approved of 135Cmg Mortgage, Inc.: 76% approved of 46Msa Mortgage, LLC: 77% approved of 26Washington Trust Mortgage Company LLC: 77% approved of 31Ocmbc, Inc.: 79% approved of 67Pennymac Loan Services, LLC: 79% approved of 58A&D Mortgage LLC: 83% approved of 29North Easton Savings Bank: 84% approved of 25Reading Co-Operative Bank: 84% approved of 32Radius Financial Group Inc.: 85% approved of 39Millbury National Bank: 86% approved of 28Needham Bank: 86% approved of 50Everett Co-operative Bank: 87% approved of 47Movement Mortgage, LLC: 88% approved of 25Bluestone Bank: 88% approved of 25Guaranteed Rate, Inc.: 88% approved of 102Guild Mortgage Company LLC: 88% approved of 26U.S. Bank National Association: 89% approved of 61Middlesex Savings Bank: 91% approved of 46Greenfield Co-operative Bank: 92% approved of 26The Cape Cod Five Cents Savings Bank: 93% approved of 54JPMorgan Chase Bank, National Association: 93% approved of 28The Lowell Five Cent Savings Bank: 93% approved of 29American Heritage Lending, LLC: 93% approved of 30Hingham Institution for Savings, The: 94% approved of 47Dedham Institution For Savings: 94% approved of 33Salem Five Cents Savings Bank: 95% approved of 55Workers Federal Credit Union: 95% approved of 55Ccg Fund 1 LLC: 95% approved of 38Crosscountry Mortgage, LLC: 95% approved of 121OneLocal Bank: 96% approved of 24Leader Bank, National Association: 97% approved of 145Cape Ann Savings Bank: 98% approved of 46Emm Loans LLC: 98% approved of 63Nations Direct Mortgage, LLC: 100% approved of 40Rf Renovo Management Company, LLC: 100% approved of 33Northeast Home Loan, LLC: 100% approved of 28Winchester Co-operative Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Massachusetts

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association47%113 / 24297%$305K110
2Rockland Trust Company55%103 / 18896%$505K99
3TD Bank, National Association63%93 / 14796%$555K89
4Leader Bank, National Association97%140 / 145100%$545K140
5Rocket Mortgage, LLC70%99 / 14197%$415K96

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 379 more lenders.

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Other lending data for Massachusetts

Mortgage lenders in MassachusettsHome improvement loans in MassachusettsCash-out refinance in MassachusettsRefinance in MassachusettsInvestment property purchase in MassachusettsInvestment cash-out refinance in MassachusettsInvestment home improvement in Massachusetts

Counties in Massachusetts

Middlesex CountyCountyWorcester CountyCountyEssex CountyCountySuffolk CountyCountyNorfolk CountyCountyBristol CountyCountyPlymouth CountyCountyHampden CountyCountyBarnstable CountyCountyHampshire CountyCountyBerkshire CountyCounty