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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Massachusetts

Fat Boy Data analyzed investment cash-out refinance activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,189 applications were decided by 387 lenders between 2023 and 2025.

Massachusetts at a glance

387Active lenders74 with 20+ decisions
74.9%Market approval rate4,633 of 6,189 decided
$385KTypical loanmedian lender, $10K brackets
93%Borrower take-up4,314 loans funded

How Massachusetts compares

Approval rate compared
Massachusetts74.9%All 616 counties73.1%
Typical loan compared
Massachusetts$385KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Massachusetts, 198 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 194.

The typical investment cash-out refinance here is $385K, 88% larger than the the United States typical of $205K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 20% approved of 163First Technology: 24% approved of 37Beeline Loans, Inc.: 31% approved of 32Lendingone, LLC: 35% approved of 65Wells Fargo Bank, National Association: 39% approved of 31Quorum Federal Credit Union: 47% approved of 34Newrez LLC: 47% approved of 129New American Funding, LLC: 50% approved of 52Rockland Trust Company: 50% approved of 40Homebridge Financial Services, Inc.: 52% approved of 27Hometown Equity Mortgage, LLC: 56% approved of 145Citizens Bank, National Association: 58% approved of 53Homexpress Mortgage Corp.: 59% approved of 186Fairway Independent Mortgage Corporation: 63% approved of 35Deephaven Mortgage LLC: 63% approved of 60Pennymac Loan Services, LLC: 64% approved of 61Loandepot.Com, LLC: 65% approved of 68American Financial Network, Inc.: 66% approved of 41Eastern Bank: 66% approved of 53Abl Rpc Residential Credit Acquisition LLC: 67% approved of 43Champions Funding, LLC: 69% approved of 36Loan Funder LLC: 71% approved of 62Nationstar Mortgage LLC: 73% approved of 48JPMorgan Chase Bank, National Association: 73% approved of 49Rocket Mortgage, LLC: 74% approved of 280Emporium Tpo LLC: 75% approved of 51United Wholesale Mortgage, LLC: 75% approved of 303Baycoast Mortgage Company, LLC: 76% approved of 33Country Bank for Savings: 77% approved of 30Guild Mortgage Company LLC: 78% approved of 89Everett Co-operative Bank: 80% approved of 25A&D Mortgage LLC: 81% approved of 73Fall River Five Cents Savings Bank: 82% approved of 34Ocmbc, Inc.: 84% approved of 155Nexera Holding LLC: 85% approved of 26Radius Financial Group Inc.: 86% approved of 35Oaktree Funding Corp.: 87% approved of 30Guaranteed Rate, Inc.: 87% approved of 162The Cape Cod Five Cents Savings Bank: 87% approved of 116Cmg Mortgage, Inc.: 88% approved of 65Movement Mortgage, LLC: 88% approved of 100Amwest Funding Corp.: 89% approved of 62Jeanne D'Arc Credit Union: 89% approved of 37American Heritage Lending, LLC: 90% approved of 86Logan Finance Corporation: 90% approved of 48Avidia Bank: 91% approved of 33Arc Home LLC: 91% approved of 58Crosscountry Mortgage, LLC: 92% approved of 132Ameritrust Mortgage Corporation: 92% approved of 26Workers Federal Credit Union: 93% approved of 81Total Mortgage Services, LLC: 93% approved of 29Bpl Mortgage, LLC: 94% approved of 50Webster First Federal Credit Union: 95% approved of 38Leader Bank, National Association: 97% approved of 86Citadel Servicing Corporation: 97% approved of 62The Village Bank: 98% approved of 41Ccg Fund 1 LLC: 98% approved of 83Velocity Commercial Capital, LLC: 99% approved of 89Rf Renovo Management Company, LLC: 99% approved of 194Dominion Financial Services, LLC: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Massachusetts

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%227 / 30396%$305K219
2Rocket Mortgage, LLC74%208 / 28095%$305K198
3Rf Renovo Management Company, LLC99%193 / 194100%$725K193
4Homexpress Mortgage Corp.Broker only59%109 / 18696%$445K105
5Amerisave Mortgage Corporation20%33 / 16397%$155K32

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 382 more lenders.

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Other lending data for Massachusetts

Mortgage lenders in MassachusettsHome improvement loans in MassachusettsCash-out refinance in MassachusettsRefinance in MassachusettsInvestment property purchase in MassachusettsInvestment refinance in MassachusettsInvestment home improvement in Massachusetts

Counties in Massachusetts

Middlesex CountyCountyWorcester CountyCountyEssex CountyCountySuffolk CountyCountyNorfolk CountyCountyBristol CountyCountyPlymouth CountyCountyHampden CountyCountyBarnstable CountyCountyHampshire CountyCountyBerkshire CountyCounty