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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 175,808 applications were decided by 660 lenders between 2023 and 2025.

Massachusetts at a glance

660Active lenders365 with 20+ decisions
91.1%Market approval rate160,153 of 175,808 decided
$485KTypical loanmedian lender, $10K brackets
98%Borrower take-up156,389 loans funded

How Massachusetts compares

Approval rate compared
Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Massachusetts$485KAll 616 counties$335K

What the data shows

Guaranteed Rate, Inc. made the most home purchase mortgages in Massachusetts, 9,362 of them.

Westfield Bank approved the highest share of applications among lenders with at least 20 decisions here, 99% of 673.

The typical home purchase mortgage here is $485K, 45% larger than the the United States typical of $335K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%First Technology: 72% approved of 1,290Bank of America, National Association: 73% approved of 3,077Citizens Bank, National Association: 75% approved of 4,301Eastern Bank: 80% approved of 2,077TD Bank, National Association: 81% approved of 1,570Rockland Trust Company: 81% approved of 3,219Norwich Commercial Group, Inc.: 84% approved of 570Amerant Mortgage, LLC: 86% approved of 528Rocket Mortgage, LLC: 86% approved of 5,111Pennymac Loan Services, LLC: 87% approved of 949METRO Credit Union: 87% approved of 935Freedom Mortgage Corporation: 87% approved of 529Navy Federal Credit Union: 87% approved of 877Newrez LLC: 89% approved of 1,071JPMorgan Chase Bank, National Association: 89% approved of 2,083Workers Federal Credit Union: 89% approved of 581Mortgage Research Center, LLC: 89% approved of 1,582Msa Mortgage, LLC: 89% approved of 1,142Salem Five Mortgage Company, LLC: 89% approved of 3,176Webster Bank, National Association: 89% approved of 1,101Harborone Mortgage, LLC: 90% approved of 1,718U.S. Bank National Association: 90% approved of 1,449Manufacturers and Traders Trust Company: 91% approved of 1,836United Wholesale Mortgage, LLC: 91% approved of 8,335PeoplesBank: 92% approved of 550Jeanne D'Arc Credit Union: 92% approved of 629Adams Community Bank: 92% approved of 759UniBank for Savings: 93% approved of 554Institution for Savings in Newburyport and Its Vicinity: 93% approved of 1,124Middlesex Savings Bank: 93% approved of 623Primelending, A Plainscapital Company: 93% approved of 775Mortgage Equity Partners LLC: 93% approved of 1,093Loandepot.Com, LLC: 93% approved of 1,679Total Mortgage Services, LLC: 93% approved of 3,368Berkshire Bank: 94% approved of 1,344Bankesb: 94% approved of 1,702Northpoint Mortgage, Inc.: 94% approved of 879Fall River Five Cents Savings Bank: 94% approved of 1,110The Cape Cod Five Cents Savings Bank: 94% approved of 2,028Fairway Independent Mortgage Corporation: 95% approved of 5,492Cmg Mortgage, Inc.: 95% approved of 4,186Embrace Home Loans, Inc.: 95% approved of 604Guaranteed Rate, Inc.: 95% approved of 9,955Cambridge Savings Bank: 95% approved of 1,757Movement Mortgage, LLC: 95% approved of 4,692Greylock Federal Credit Union: 95% approved of 1,070New American Funding, LLC: 95% approved of 1,502Baycoast Mortgage Company, LLC: 95% approved of 1,074Washington Trust Mortgage Company LLC: 95% approved of 1,222New Fed Mortgage, Corp.: 95% approved of 1,071American Neighborhood Mortgage Acceptance Company LLC: 96% approved of 1,117Guild Mortgage Company LLC: 96% approved of 5,349Guaranteed Rate Affinity, LLC: 96% approved of 1,871Bristol County Savings Bank: 96% approved of 560Crosscountry Mortgage, LLC: 97% approved of 7,474Radius Financial Group Inc.: 97% approved of 1,604Emm Loans LLC: 98% approved of 890Leader Bank, National Association: 98% approved of 8,771Morgan Stanley Private Bank, National Association: 98% approved of 780Westfield Bank: 99% approved of 673

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Massachusetts

LenderApprovalApprovedTaken upTypical loanLoans made
1Guaranteed Rate, Inc.95%9,434 / 9,95599%$565K9,362
2Leader Bank, National Association98%8,598 / 8,77198%$565K8,430
3United Wholesale Mortgage, LLCBroker only91%7,573 / 8,33599%$475K7,501
4Crosscountry Mortgage, LLC97%7,253 / 7,47499%$515K7,207
5Fairway Independent Mortgage Corporation95%5,195 / 5,49299%$475K5,157

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 655 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Massachusetts. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Massachusetts

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Counties in Massachusetts

Middlesex CountyCountyWorcester CountyCountyEssex CountyCountySuffolk CountyCountyNorfolk CountyCountyBristol CountyCountyPlymouth CountyCountyHampden CountyCountyBarnstable CountyCountyHampshire CountyCountyBerkshire CountyCounty