Investment property cash-out lenders in Clay County, Missouri
Fat Boy Data analyzed investment cash-out refinance activity in Clay County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 213 applications were decided by 78 lenders between 2023 and 2025.
Clay County at a glance
How Clay County compares
What the data shows
Pony Express Bank made the most investment cash-out refinances in Clay County, MO, 11 of them.
Lenders approved 83.1% of investment cash-out refinance applications in Clay County, MO, 7.6 percentage points above the Missouri rate of 75.5%.
The typical investment cash-out refinance here is $165K, 14% larger than the Missouri typical of $145K.
Investment property cash-out lenders in Clay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Homexpress Mortgage Corp.Broker only | 50% | 8 / 16 | 88% | $175K | 7 |
| 2 | United Wholesale Mortgage, LLCBroker only | 100% | 12 / 12 | 100% | $185K | 12 |
| 3 | Leaderone Financial CorporationLimited sample | 67% | 8 / 12 | 100% | $165K | 8 |
| 4 | Pony Express BankLimited sample | 100% | 11 / 11 | 100% | $165K | 11 |
| 5 | Bpl Mortgage, LLCLimited sample | 100% | 10 / 10 | 100% | $155K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 73 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Clay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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