Investment property cash-out lenders in Miami County, Ohio
Fat Boy Data analyzed investment cash-out refinance activity in Miami County, Ohio, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 41 lenders between 2023 and 2025.
Miami County at a glance
How Miami County compares
What the data shows
Guaranteed Rate, Inc. made the most investment cash-out refinances in Miami County, OH, 4 of them.
Lenders approved 70.1% of investment cash-out refinance applications in Miami County, OH, 6.3 percentage points below the Ohio rate of 76.5%.
The typical investment cash-out refinance here is $135K, 17% larger than the Ohio typical of $115K.
Investment property cash-out lenders in Miami County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Hometown Equity Mortgage, LLCLimited sample | 33% | 2 / 6 | 100% | $275K | 2 |
| 2 | United Wholesale Mortgage, LLCBroker only | 75% | 3 / 4 | 100% | $85K | 3 |
| 3 | Guaranteed Rate, Inc.Limited sample | 100% | 4 / 4 | 100% | $135K | 4 |
| 4 | Day Air Credit Union, Inc.Limited sample | 100% | 4 / 4 | 100% | $205K | 4 |
| 5 | New Carlisle Federal Savings BankLimited sample | 100% | 4 / 4 | 75% | $125K | 3 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 36 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Miami County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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