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refinance lenders · HMDA 2023–2025

Refinance lenders in Miami County, Ohio

Fat Boy Data analyzed mortgage refinance activity in Miami County, Ohio, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,376 applications were decided by 117 lenders between 2023 and 2025.

Miami County at a glance

117Active lenders13 with 20+ decisions
78.2%Market approval rate1,076 of 1,376 decided
$105KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,011 loans funded

How Miami County compares

Approval rate compared
Miami County78.2%Ohio76.9%All 616 counties76.5%
Typical loan compared
Miami County$105KOhio$105KAll 616 counties$295K

What the data shows

Fifth Third Bank, National Association made the most mortgage refinances in Miami County, OH, 226 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 49.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 50% approved of 28One lender: 57% approved of 30One lender: 67% approved of 21PNC Bank, National Association: 70% approved of 66One lender: 71% approved of 41Wright-Patt Credit Union, Inc.: 75% approved of 253Fifth Third Bank, National Association: 80% approved of 292The Park National Bank: 86% approved of 66One lender: 87% approved of 30One lender: 89% approved of 57One lender: 93% approved of 56Union Savings Bank: 95% approved of 58One lender: 96% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Miami County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fifth Third Bank, National Association80%234 / 29297%$105K226
2Wright-Patt Credit Union, Inc.75%190 / 25392%$85K175
3The Park National Bank86%57 / 66100%$55K57
4PNC Bank, National Association70%46 / 6693%$95K43
5Union Savings Bank95%55 / 5895%$235K52

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 112 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Miami County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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