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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Montgomery County, Ohio

Fat Boy Data analyzed investment cash-out refinance activity in Montgomery County, Ohio, home to Dayton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 874 applications were decided by 140 lenders between 2023 and 2025.

Montgomery County at a glance

140Active lenders10 with 20+ decisions
76.3%Market approval rate667 of 874 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up605 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County76.3%Ohio76.5%All 616 counties73.1%
Typical loan compared
Montgomery County$105KOhio$115KAll 616 counties$205K

What the data shows

Bpl Mortgage, LLC made the most investment cash-out refinances in Montgomery County, OH, 84 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 52% approved of 31One lender: 57% approved of 30United Wholesale Mortgage, LLC: 69% approved of 90One lender: 77% approved of 30One lender: 81% approved of 27Loan Funder LLC: 85% approved of 41One lender: 95% approved of 21Bpl Mortgage, LLC: 96% approved of 94Dominion Financial Services, LLC: 100% approved of 55One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bpl Mortgage, LLC96%90 / 9493%$105K84
2United Wholesale Mortgage, LLCBroker only69%62 / 9098%$105K61
3Dominion Financial Services, LLCBroker only100%55 / 5575%$155K41
4Loan Funder LLC85%35 / 4197%$155K34
5Lendingone, LLC52%16 / 31100%$115K16

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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