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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Miami County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Miami County, Ohio, home to Troy, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,367 applications were decided by 134 lenders between 2023 and 2025.

Miami County at a glance

134Active lenders19 with 20+ decisions
69.4%Market approval rate949 of 1,367 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up888 loans funded

How Miami County compares

Approval rate compared
Miami County69.4%Ohio70.0%All 616 counties68.2%
Typical loan compared
Miami County$135KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Miami County, OH, 178 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 95% of 22.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 66One lender: 26% approved of 23One lender: 49% approved of 35One lender: 52% approved of 33One lender: 58% approved of 31One lender: 65% approved of 31U.S. Bank National Association: 68% approved of 56One lender: 68% approved of 22One lender: 68% approved of 41One lender: 69% approved of 48One lender: 70% approved of 53One lender: 73% approved of 44One lender: 75% approved of 48Rocket Mortgage, LLC: 76% approved of 246One lender: 80% approved of 54The Huntington National Bank: 82% approved of 56United Wholesale Mortgage, LLC: 82% approved of 57One lender: 83% approved of 35One lender: 95% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Miami County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%187 / 24695%$135K178
2Amerisave Mortgage Corporation24%16 / 66100%$125K16
3United Wholesale Mortgage, LLCBroker only82%47 / 5796%$205K45
4The Huntington National Bank82%46 / 5687%$95K40
5U.S. Bank National Association68%38 / 56100%$95K38

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 129 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Miami County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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