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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Oregon

Fat Boy Data analyzed cash-out refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,743 applications were decided by 396 lenders between 2023 and 2025.

Oregon at a glance

396Active lenders120 with 20+ decisions
70.4%Market approval rate18,826 of 26,743 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up17,742 loans funded

How Oregon compares

Approval rate compared
Oregon70.4%All 616 counties68.2%
Typical loan compared
Oregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Oregon, 4,033 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 259.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 278One lender: 23% approved of 73Amerisave Mortgage Corporation: 25% approved of 1,500One lender: 30% approved of 232One lender: 34% approved of 257One lender: 37% approved of 409One lender: 39% approved of 306One lender: 40% approved of 272One lender: 51% approved of 63One lender: 54% approved of 223One lender: 55% approved of 305Newrez LLC: 55% approved of 1,044One lender: 56% approved of 232One lender: 56% approved of 141One lender: 57% approved of 61One lender: 57% approved of 200One lender: 58% approved of 107One lender: 60% approved of 60One lender: 61% approved of 99One lender: 62% approved of 159One lender: 63% approved of 78One lender: 64% approved of 227One lender: 66% approved of 111One lender: 66% approved of 177One lender: 67% approved of 75One lender: 67% approved of 536One lender: 67% approved of 666One lender: 69% approved of 99One lender: 69% approved of 68One lender: 70% approved of 718One lender: 72% approved of 173One lender: 72% approved of 379One lender: 75% approved of 755One lender: 75% approved of 143One lender: 77% approved of 98United Wholesale Mortgage, LLC: 77% approved of 1,838One lender: 78% approved of 281One lender: 78% approved of 360One lender: 78% approved of 232One lender: 80% approved of 164One lender: 80% approved of 117One lender: 81% approved of 62Rocket Mortgage, LLC: 81% approved of 5,120One lender: 81% approved of 400One lender: 82% approved of 271One lender: 83% approved of 100One lender: 85% approved of 146One lender: 85% approved of 60First Technology Federal Credit Union: 85% approved of 905One lender: 87% approved of 460One lender: 88% approved of 160One lender: 88% approved of 258One lender: 89% approved of 778One lender: 92% approved of 74One lender: 93% approved of 152One lender: 94% approved of 62One lender: 94% approved of 138One lender: 95% approved of 224One lender: 96% approved of 259One lender: 99% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%4,143 / 5,12097%$125K4,033
2United Wholesale Mortgage, LLCBroker only77%1,407 / 1,83897%$305K1,366
3Amerisave Mortgage Corporation25%379 / 1,50098%$115K373
4Newrez LLC55%579 / 1,04498%$155K568
5First Technology Federal Credit Union85%771 / 90592%$155K713

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 391 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Oregon. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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