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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Oregon

Fat Boy Data analyzed cash-out refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 26,743 applications were decided by 396 lenders between 2023 and 2025.

Oregon at a glance

396Active lenders120 with 20+ decisions
70.4%Market approval rate18,826 of 26,743 decided
$195KTypical loanmedian lender, $10K brackets
94%Borrower take-up17,742 loans funded

How Oregon compares

Approval rate compared
Oregon70.4%All 616 counties68.2%
Typical loan compared
Oregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Oregon, 4,033 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 96% of 259.

The typical cash-out refinance here is $195K, 26% larger than the the United States typical of $155K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 20% approved of 278Network Capital Funding Corporation: 23% approved of 73Amerisave Mortgage Corporation: 25% approved of 1,500Lakeview Loan Servicing, LLC: 30% approved of 232New Day Financial, LLC: 34% approved of 257Carrington Mortgage Services, LLC: 37% approved of 409American Financing Corporation: 39% approved of 306Spring Eq, LLC: 40% approved of 272BMO Bank National Association: 51% approved of 63Mutual of Omaha Mortgage, Inc.: 54% approved of 223Wells Fargo Bank, National Association: 55% approved of 305Newrez LLC: 55% approved of 1,044New American Funding, LLC: 56% approved of 232Village Capital & Investment LLC: 56% approved of 141Homexpress Mortgage Corp.: 57% approved of 61KeyBank National Association: 57% approved of 200Banner Bank: 58% approved of 107Planet Home Lending, LLC: 60% approved of 60Oregon Community: 61% approved of 99Unitus Community Credit Union: 62% approved of 159Prosperity Home Mortgage, LLC: 63% approved of 78Quorum Federal Credit Union: 64% approved of 227Kind Lending, LLC: 66% approved of 111Navy Federal Credit Union: 66% approved of 177Onity Mortgage Corporation: 67% approved of 75Freedom Mortgage Corporation: 67% approved of 536Loandepot.Com, LLC: 67% approved of 666Guaranteed Rate, Inc.: 69% approved of 99Willamette Valley Bank: 69% approved of 68U.S. Bank National Association: 70% approved of 718The Federal Savings Bank: 72% approved of 173Rivermark Community Credit Union: 72% approved of 379Pennymac Loan Services, LLC: 75% approved of 755Plaza Home Mortgage, Inc.: 75% approved of 143Sun West Mortgage Company, Inc.: 77% approved of 98United Wholesale Mortgage, LLC: 77% approved of 1,838GoodLeap, LLC: 78% approved of 281Flagstar Bank, National Association: 78% approved of 360JPMorgan Chase Bank, National Association: 78% approved of 232Fairway Independent Mortgage Corporation: 80% approved of 164American Pacific Mortgage Corporation: 80% approved of 117Equity Prime Mortgage LLC: 81% approved of 62Rocket Mortgage, LLC: 81% approved of 5,120Nationstar Mortgage LLC: 81% approved of 400Rogue: 82% approved of 271Directors Mortgage, Inc.: 83% approved of 100Columbia Bank: 85% approved of 146Evergreen Moneysource Mortgage Company: 85% approved of 60First Technology Federal Credit Union: 85% approved of 905Onpoint Community Credit Union: 87% approved of 460Mortgage Express, LLC: 88% approved of 160First Community: 88% approved of 258Guild Mortgage Company LLC: 89% approved of 778Summit Funding, Inc.: 92% approved of 74Crosscountry Mortgage, LLC: 93% approved of 152Citadel Servicing Corporation: 94% approved of 62Movement Mortgage, LLC: 94% approved of 138Nations Direct Mortgage, LLC: 95% approved of 224Cmg Mortgage, Inc.: 96% approved of 259Coastal Community Bank: 99% approved of 164

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%4,143 / 5,12097%$125K4,033
2United Wholesale Mortgage, LLCBroker only77%1,407 / 1,83897%$305K1,366
3Amerisave Mortgage Corporation25%379 / 1,50098%$115K373
4Newrez LLC55%579 / 1,04498%$155K568
5First Technology Federal Credit Union85%771 / 90592%$155K713

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 391 more lenders.

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Other lending data for Oregon

Mortgage lenders in OregonHome improvement loans in OregonRefinance in OregonInvestment property purchase in OregonInvestment cash-out refinance in OregonInvestment refinance in OregonInvestment home improvement in Oregon

Counties in Oregon

Multnomah CountyCountyWashington CountyCountyClackamas CountyCountyLane CountyCountyMarion CountyCountyJackson CountyCountyDeschutes CountyCountyLinn CountyCountyDouglas CountyCountyYamhill CountyCounty