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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Rhode Island

Fat Boy Data analyzed investment cash-out refinance activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,378 applications were decided by 167 lenders between 2023 and 2025.

Rhode Island at a glance

167Active lenders19 with 20+ decisions
76.9%Market approval rate1,060 of 1,378 decided
$335KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,000 loans funded

How Rhode Island compares

Approval rate compared
Rhode Island76.9%All 616 counties73.1%
Typical loan compared
Rhode Island$335KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Rhode Island, 45 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 45.

The typical investment cash-out refinance here is $335K, 63% larger than the the United States typical of $205K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 22One lender: 25% approved of 32One lender: 59% approved of 29One lender: 66% approved of 44Homexpress Mortgage Corp.: 68% approved of 50One lender: 70% approved of 20United Wholesale Mortgage, LLC: 72% approved of 58One lender: 75% approved of 32One lender: 81% approved of 21Carrington Mortgage Services, LLC: 85% approved of 47Movement Mortgage, LLC: 89% approved of 45One lender: 92% approved of 25One lender: 92% approved of 25One lender: 93% approved of 30Rf Renovo Management Company, LLC: 96% approved of 47One lender: 97% approved of 31One lender: 98% approved of 42One lender: 100% approved of 45One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Rhode Island

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%42 / 58100%$305K42
2Homexpress Mortgage Corp.Broker only68%34 / 50100%$435K34
3Carrington Mortgage Services, LLC85%40 / 4775%$365K30
4Rf Renovo Management Company, LLC96%45 / 47100%$435K45
5Movement Mortgage, LLC89%40 / 4588%$375K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Rhode Island. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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