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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Rhode Island

Fat Boy Data analyzed home purchase mortgage activity in Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 27,112 applications were decided by 356 lenders between 2023 and 2025.

Rhode Island at a glance

356Active lenders114 with 20+ decisions
90.8%Market approval rate24,624 of 27,112 decided
$365KTypical loanmedian lender, $10K brackets
97%Borrower take-up23,880 loans funded

How Rhode Island compares

Approval rate compared
Rhode Island90.8%All 616 counties87.6%
Typical loan compared
Rhode Island$365KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Rhode Island, 2,110 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 315.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 58% approved of 381Somerset Federal Credit Union: 64% approved of 90Bank Rhode Island: 66% approved of 129USAA Federal Savings Bank: 68% approved of 84Citizens Bank, National Association: 72% approved of 879Fall River Municipal Credit Union: 75% approved of 84Norwich Commercial Group, Inc.: 75% approved of 65Nations Direct Mortgage, LLC: 80% approved of 80TD Bank, National Association: 81% approved of 86Sierra Pacific Mortgage Company, Inc.: 83% approved of 128First Home Mortgage Corporation: 83% approved of 142Rocket Mortgage, LLC: 84% approved of 484Westerly Community: 85% approved of 144Pennymac Loan Services, LLC: 88% approved of 160United Wholesale Mortgage, LLC: 88% approved of 748Homespire Mortgage Corporation: 88% approved of 144Greenwood Credit Union: 88% approved of 161BankNewport: 88% approved of 416Waterstone Mortgage Corporation: 88% approved of 111JPMorgan Chase Bank, National Association: 89% approved of 177Total Mortgage Services, LLC: 90% approved of 421Mortgage Research Center, LLC: 90% approved of 323Mortgage Equity Partners LLC: 90% approved of 313Fairway Independent Mortgage Corporation: 90% approved of 338Bristol County Savings Bank: 90% approved of 72Shamrock Home Loans, Inc.: 90% approved of 313Navy Federal Credit Union: 90% approved of 241Loandepot.Com, LLC: 90% approved of 294Cmg Mortgage, Inc.: 91% approved of 911Primary Residential Mortgage, Inc.: 91% approved of 1,534U.S. Bank National Association: 92% approved of 212Guaranteed Rate Affinity, LLC: 92% approved of 256The Washington Trust Company, of Westerly: 92% approved of 1,272Harborone Mortgage, LLC: 92% approved of 323American Financial Network, Inc.: 92% approved of 75Eastern Bank: 92% approved of 75New American Funding, LLC: 92% approved of 184Newrez LLC: 93% approved of 228Embrace Home Loans, Inc.: 93% approved of 161Centreville Bank: 93% approved of 488Northpointe Bank: 94% approved of 480Province Mortgage Associates, Inc.: 94% approved of 562Semper Home Loans, Inc: 94% approved of 685Leader Bank, National Association: 94% approved of 202Guaranteed Rate, Inc.: 95% approved of 410Shoreham Bank: 95% approved of 329Crosscountry Mortgage, LLC: 95% approved of 389American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 371The People's Credit Union: 95% approved of 85Colorado Federal Savings Bank: 95% approved of 66Fall River Five Cents Savings Bank: 96% approved of 225COASTAL1 Credit Union: 96% approved of 394Washington Trust Mortgage Company LLC: 96% approved of 113Navigant Credit Union: 97% approved of 1,259Guild Mortgage Company LLC: 97% approved of 1,137Movement Mortgage, LLC: 97% approved of 2,411Baycoast Mortgage Company, LLC: 97% approved of 508Northpoint Mortgage, Inc.: 97% approved of 72Nfm, Inc.: 98% approved of 1,311Paramount Residential Mortgage Group, Inc.: 98% approved of 315

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Rhode Island

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC97%2,337 / 2,41190%$365K2,110
2Primary Residential Mortgage, Inc.91%1,402 / 1,534100%$345K1,402
3Nfm, Inc.98%1,286 / 1,31199%$405K1,278
4The Washington Trust Company, of Westerly92%1,169 / 1,27297%$305K1,137
5Navigant Credit Union97%1,218 / 1,25998%$365K1,188

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 351 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Rhode Island. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Rhode Island

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Counties in Rhode Island

Providence CountyCountyKent CountyCountyWashington CountyCounty