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refinance lenders · HMDA 2023–2025

Refinance lenders in Norfolk city, Virginia

Fat Boy Data analyzed mortgage refinance activity in Norfolk city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,290 applications were decided by 149 lenders between 2023 and 2025.

Norfolk city at a glance

149Active lenders19 with 20+ decisions
81.2%Market approval rate1,860 of 2,290 decided
$315KTypical loanmedian lender, $10K brackets
86%Borrower take-up1,600 loans funded

How Norfolk city compares

Approval rate compared
Norfolk city81.2%Virginia79.3%All 616 counties76.5%
Typical loan compared
Norfolk city$315KVirginia$395KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Norfolk city, VA, 174 of them.

TowneBank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical mortgage refinance here is $315K, 20% smaller than the Virginia typical of $395K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 23One lender: 47% approved of 57One lender: 48% approved of 23Truist Bank: 51% approved of 136One lender: 53% approved of 43Mortgage Research Center, LLC: 57% approved of 171One lender: 67% approved of 33One lender: 71% approved of 73One lender: 73% approved of 88One lender: 87% approved of 100One lender: 90% approved of 49Pennymac Loan Services, LLC: 90% approved of 157Freedom Mortgage Corporation: 94% approved of 260One lender: 95% approved of 21United Wholesale Mortgage, LLC: 96% approved of 352One lender: 96% approved of 28One lender: 99% approved of 103One lender: 100% approved of 31One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Norfolk city

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only96%339 / 35286%$315K290
2Freedom Mortgage Corporation94%245 / 26071%$315K174
3Mortgage Research Center, LLC57%98 / 17199%$315K97
4Pennymac Loan Services, LLC90%142 / 15780%$305K114
5Truist Bank51%69 / 13694%$105K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Norfolk city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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