Cash-out refinance lenders in Richmond city, Virginia
Fat Boy Data analyzed cash-out refinance activity in Richmond city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,811 applications were decided by 172 lenders between 2023 and 2025.
Richmond city at a glance
How Richmond city compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in Richmond city, VA, 288 of them.
That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 85% of 53.
The typical cash-out refinance here is $135K, 31% smaller than the Virginia typical of $195K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Richmond city
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 79% | 298 / 379 | 97% | $135K | 288 |
| 2 | Virginia Federal Credit Union | 71% | 111 / 157 | 99% | $105K | 110 |
| 3 | Amerisave Mortgage Corporation | 35% | 38 / 108 | 97% | $135K | 37 |
| 4 | United Wholesale Mortgage, LLCBroker only | 71% | 68 / 96 | 97% | $215K | 66 |
| 5 | Newrez LLC | 49% | 30 / 61 | 90% | $165K | 27 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 167 more lenders.
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