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investment property lenders · HMDA 2023–2025

Investment property lenders in Richmond city, Virginia

Fat Boy Data analyzed investment property mortgage activity in Richmond city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,215 applications were decided by 202 lenders between 2023 and 2025.

Richmond city at a glance

202Active lenders10 with 20+ decisions
88.5%Market approval rate1,075 of 1,215 decided
$225KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,038 loans funded

How Richmond city compares

Approval rate compared
Richmond city88.5%Virginia88.4%All 616 counties87.5%
Typical loan compared
Richmond city$225KVirginia$255KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Richmond city, VA, 101 of them.

First Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment property mortgage here is $225K, 12% smaller than the Virginia typical of $255K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 86% approved of 21Virginia National Bank: 87% approved of 39Capital Center, L.L.C.: 89% approved of 35Kiavi Funding, Inc.: 90% approved of 117United Wholesale Mortgage, LLC: 92% approved of 51Rocket Mortgage, LLC: 94% approved of 35One lender: 95% approved of 21One lender: 96% approved of 23One lender: 100% approved of 26One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Richmond city

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.90%105 / 11796%$245K101
2United Wholesale Mortgage, LLCBroker only92%47 / 51100%$215K47
3Virginia National Bank87%34 / 3994%$545K32
4Rocket Mortgage, LLC94%33 / 3597%$185K32
5Capital Center, L.L.C.89%31 / 35100%$225K31

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Richmond city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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