Investment property cash-out lenders in Richmond city, Virginia
Fat Boy Data analyzed investment cash-out refinance activity in Richmond city, Virginia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 544 applications were decided by 117 lenders between 2023 and 2025.
Richmond city at a glance
How Richmond city compares
What the data shows
Hometown Equity Mortgage, LLC made the most investment cash-out refinances in Richmond city, VA, 18 of them.
Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.
Lenders approved 75.0% of investment cash-out refinance applications in Richmond city, VA, 5.2 percentage points above the Virginia rate of 69.8%.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Richmond city
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 75% | 41 / 55 | 98% | $155K | 40 |
| 2 | Lendingone, LLC | 43% | 13 / 30 | 100% | $225K | 13 |
| 3 | Hometown Equity Mortgage, LLC | 67% | 18 / 27 | 100% | $165K | 18 |
| 4 | Dominion Financial Services, LLCBroker only | 100% | 25 / 25 | 72% | $175K | 18 |
| 5 | Homexpress Mortgage Corp.Broker only | 61% | 14 / 23 | 100% | $195K | 14 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 112 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Richmond city. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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