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refinance lenders · HMDA 2023–2025

Refinance lenders in Coconino County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Coconino County, Arizona, home to Flagstaff, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 935 applications were decided by 149 lenders between 2023 and 2025.

Coconino County at a glance

149Active lenders10 with 20+ decisions
79.6%Market approval rate744 of 935 decided
$425KTypical loanmedian lender, $10K brackets
94%Borrower take-up702 loans funded

How Coconino County compares

Approval rate compared
Coconino County79.6%Arizona78.0%All 616 counties76.5%
Typical loan compared
Coconino County$425KArizona$385KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Coconino County, AZ, 56 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

The typical mortgage refinance here is $425K, 10% larger than the Arizona typical of $385K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 40% approved of 20One lender: 54% approved of 28One lender: 55% approved of 20Zions Bancorporation, N.A.: 72% approved of 65Desert Financial Credit Union: 76% approved of 38Rocket Mortgage, LLC: 81% approved of 72OneAZ Credit Union: 82% approved of 34One lender: 92% approved of 24United Wholesale Mortgage, LLC: 93% approved of 153One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Coconino County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%143 / 15397%$435K139
2Rocket Mortgage, LLC81%58 / 7297%$485K56
3Zions Bancorporation, N.A.72%47 / 6587%$195K41
4Desert Financial Credit Union76%29 / 3890%$185K26
5OneAZ Credit Union82%28 / 3493%$175K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 144 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Coconino County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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