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refinance lenders · HMDA 2023–2025

Refinance lenders in Navajo County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Navajo County, Arizona, home to Show Low, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 654 applications were decided by 131 lenders between 2023 and 2025.

Navajo County at a glance

131Active lenders5 with 20+ decisions
83.5%Market approval rate546 of 654 decided
$275KTypical loanmedian lender, $10K brackets
92%Borrower take-up501 loans funded

How Navajo County compares

Approval rate compared
Navajo County83.5%Arizona78.0%All 616 counties76.5%
Typical loan compared
Navajo County$275KArizona$385KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Navajo County, AZ, 57 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 26.

Lenders approved 83.5% of mortgage refinance applications in Navajo County, AZ, 5.5 percentage points above the Arizona rate of 78.0%.

The typical mortgage refinance here is $275K, 29% smaller than the Arizona typical of $385K.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Desert Financial Credit Union: 76% approved of 21Zions Bancorporation, N.A.: 86% approved of 37Rocket Mortgage, LLC: 90% approved of 69United Wholesale Mortgage, LLC: 90% approved of 111Guild Mortgage Company LLC: 96% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Navajo County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%100 / 11197%$325K97
2Rocket Mortgage, LLC90%62 / 6992%$245K57
3Zions Bancorporation, N.A.86%32 / 3766%$155K21
4Guild Mortgage Company LLC96%25 / 26100%$375K25
5Desert Financial Credit Union76%16 / 2188%$125K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 126 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Navajo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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