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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Ventura County, California

Fat Boy Data analyzed investment cash-out refinance activity in Ventura County, California, home to Oxnard, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 915 applications were decided by 174 lenders between 2023 and 2025.

Ventura County at a glance

174Active lenders8 with 20+ decisions
77.3%Market approval rate707 of 915 decided
$405KTypical loanmedian lender, $10K brackets
93%Borrower take-up658 loans funded

How Ventura County compares

Approval rate compared
Ventura County77.3%California75.0%All 616 counties73.1%
Typical loan compared
Ventura County$405KCalifornia$425KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Ventura County, CA, 36 of them.

Citadel Servicing Corporation approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 19% approved of 32One lender: 45% approved of 22United Wholesale Mortgage, LLC: 72% approved of 90Rocket Mortgage, LLC: 77% approved of 47One lender: 83% approved of 24Ocmbc, Inc.: 90% approved of 51One lender: 91% approved of 23Citadel Servicing Corporation: 92% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only72%65 / 90100%$305K65
2Ocmbc, Inc.Broker only90%46 / 5172%$405K33
3Rocket Mortgage, LLC77%36 / 47100%$375K36
4Amerisave Mortgage Corporation19%6 / 32100%$135K6
5Citadel Servicing Corporation92%22 / 2482%$435K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Ventura County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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