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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Flagler County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Flagler County, Florida, home to Palm Coast, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 247 applications were decided by 83 lenders between 2023 and 2025.

Flagler County at a glance

83Active lenders1 with 20+ decisions
67.6%Market approval rate167 of 247 decided
$235KTypical loanmedian lender, $10K brackets
92%Borrower take-up154 loans funded

How Flagler County compares

Approval rate compared
Flagler County67.6%Florida68.9%All 616 counties73.1%
Typical loan compared
Flagler County$235KFlorida$245KAll 616 counties$205K

What the data shows

Ameris Bank made the most investment cash-out refinances in Flagler County, FL, 10 of them.

Investment property cash-out lenders in Flagler County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only75%27 / 36100%$255K27
2Lima One Capital, LLCLimited sample17%2 / 12100%$285K2
3Vystar Credit UnionLimited sample9%1 / 11100%$245K1
4Ameris BankLimited sample91%10 / 11100%$225K10
5Rocket Mortgage, LLCLimited sample89%8 / 9100%$225K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 78 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Flagler County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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