HomeHawaiiInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hawaii

Fat Boy Data analyzed investment cash-out refinance activity in Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,702 applications were decided by 164 lenders between 2023 and 2025.

Hawaii at a glance

164Active lenders21 with 20+ decisions
67.3%Market approval rate1,146 of 1,702 decided
$425KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,027 loans funded

How Hawaii compares

Approval rate compared
Hawaii67.3%All 616 counties73.1%
Typical loan compared
Hawaii$425KAll 616 counties$205K

What the data shows

Citadel Servicing Corporation made the most investment cash-out refinances in Hawaii, 86 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 38.

Lenders approved 67.3% of investment cash-out refinance applications in Hawaii, 5.7 percentage points below the the United States rate of 73.1%.

The typical investment cash-out refinance here is $425K, 107% larger than the the United States typical of $205K.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 14% approved of 57Newrez LLC: 34% approved of 35American Savings Bank, N.A.tional Association: 45% approved of 64Champions Funding, LLC: 50% approved of 38United Wholesale Mortgage, LLC: 51% approved of 92Hometown Equity Mortgage, LLC: 54% approved of 37Homexpress Mortgage Corp.: 54% approved of 98Pennymac Loan Services, LLC: 57% approved of 23Carrington Mortgage Services, LLC: 57% approved of 21Kind Lending, LLC: 60% approved of 25Rocket Mortgage, LLC: 62% approved of 79Bank of Hawaii: 67% approved of 33Ocmbc, Inc.: 67% approved of 43Angel Oak Mortgage Solutions LLC: 73% approved of 33First Hawaiian Bank: 79% approved of 28Cmg Mortgage, Inc.: 82% approved of 28Hawaiian Financial Federal Credit Union: 93% approved of 60Citadel Servicing Corporation: 94% approved of 134Velocity Commercial Capital, LLC: 97% approved of 30The Loan Store, Inc.: 97% approved of 32Conventus LLC: 97% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Hawaii

LenderApprovalApprovedTaken upTypical loanLoans made
1Citadel Servicing Corporation94%126 / 13468%$285K86
2Homexpress Mortgage Corp.Broker only54%53 / 9898%$685K52
3United Wholesale Mortgage, LLCBroker only51%47 / 9296%$435K45
4Rocket Mortgage, LLC62%49 / 7996%$375K47
5American Savings Bank, N.A.tional Association45%29 / 64100%$355K29

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 159 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Hawaii. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Hawaii

Counties in Hawaii