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refinance lenders · HMDA 2023–2025

Refinance lenders in Hawaii

Fat Boy Data analyzed mortgage refinance activity in Hawaii to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,120 applications were decided by 170 lenders between 2023 and 2025.

Hawaii at a glance

170Active lenders40 with 20+ decisions
73.6%Market approval rate7,447 of 10,120 decided
$305KTypical loanmedian lender, $10K brackets
94%Borrower take-up7,005 loans funded

How Hawaii compares

Approval rate compared
Hawaii73.6%All 616 counties76.5%
Typical loan compared
Hawaii$305KAll 616 counties$295K

What the data shows

First Hawaiian Bank made the most mortgage refinances in Hawaii, 1,016 of them.

Canopy Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 30One lender: 17% approved of 111One lender: 40% approved of 20One lender: 47% approved of 36One lender: 49% approved of 39One lender: 59% approved of 39One lender: 59% approved of 191Central Pacific Bank: 61% approved of 697One lender: 63% approved of 41Bank of Hawaii: 64% approved of 1,525One lender: 66% approved of 32One lender: 67% approved of 30One lender: 69% approved of 330Hawaiiusa: 70% approved of 1,166One lender: 70% approved of 20One lender: 70% approved of 694One lender: 73% approved of 22One lender: 73% approved of 89One lender: 73% approved of 156First Hawaiian Bank: 75% approved of 1,405One lender: 76% approved of 87One lender: 77% approved of 22One lender: 78% approved of 343One lender: 84% approved of 44One lender: 85% approved of 147One lender: 86% approved of 375One lender: 87% approved of 45One lender: 88% approved of 145One lender: 89% approved of 72One lender: 92% approved of 36One lender: 92% approved of 39One lender: 93% approved of 231United Wholesale Mortgage, LLC: 93% approved of 770One lender: 94% approved of 166One lender: 95% approved of 78One lender: 96% approved of 106One lender: 97% approved of 30One lender: 98% approved of 40One lender: 98% approved of 63One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hawaii

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Hawaii64%973 / 1,52596%$305K933
2First Hawaiian Bank75%1,049 / 1,40597%$255K1,016
3Hawaiiusa70%811 / 1,16688%$265K710
4United Wholesale Mortgage, LLCBroker only93%719 / 77095%$695K684
5Central Pacific Bank61%423 / 69797%$295K412

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 165 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hawaii. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Other lending data for Hawaii

Counties in Hawaii