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investment property lenders · HMDA 2023–2025

Investment property lenders in Clay County, Missouri

Fat Boy Data analyzed investment property mortgage activity in Clay County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 898 applications were decided by 176 lenders between 2023 and 2025.

Clay County at a glance

176Active lenders10 with 20+ decisions
93.7%Market approval rate841 of 898 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up815 loans funded

How Clay County compares

Approval rate compared
Clay County93.7%Missouri91.9%All 616 counties87.5%
Typical loan compared
Clay County$175KMissouri$155KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Clay County, MO, 60 of them.

Pony Express Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical investment property mortgage here is $175K, 13% larger than the Missouri typical of $155K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Communityamerica Federal Credit Union: 85% approved of 55Rocket Mortgage, LLC: 87% approved of 23Fairway Independent Mortgage Corporation: 91% approved of 22Kearney Trust Company: 97% approved of 33United Wholesale Mortgage, LLC: 97% approved of 38Kiavi Funding, Inc.: 98% approved of 62Pony Express Bank: 100% approved of 30Equity Bank: 100% approved of 28The Nodaway Valley Bank: 100% approved of 24Primelending, A Plainscapital Company: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.98%61 / 6298%$165K60
2Communityamerica Federal Credit Union85%47 / 5598%$205K46
3United Wholesale Mortgage, LLCBroker only97%37 / 3895%$185K35
4Kearney Trust Company97%32 / 33100%$175K32
5Pony Express Bank100%30 / 30100%$185K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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