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investment property lenders · HMDA 2023–2025

Investment property lenders in Clay County, Missouri

Fat Boy Data analyzed investment property mortgage activity in Clay County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 898 applications were decided by 176 lenders between 2023 and 2025.

Clay County at a glance

176Active lenders10 with 20+ decisions
93.7%Market approval rate841 of 898 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up815 loans funded

How Clay County compares

Approval rate compared
Clay County93.7%Missouri91.9%All 616 counties87.5%
Typical loan compared
Clay County$175KMissouri$155KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Clay County, MO, 60 of them.

Pony Express Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

The typical investment property mortgage here is $175K, 13% larger than the Missouri typical of $155K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Communityamerica Federal Credit Union: 85% approved of 55One lender: 87% approved of 23One lender: 91% approved of 22Kearney Trust Company: 97% approved of 33United Wholesale Mortgage, LLC: 97% approved of 38Kiavi Funding, Inc.: 98% approved of 62Pony Express Bank: 100% approved of 30One lender: 100% approved of 28One lender: 100% approved of 24One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.98%61 / 6298%$165K60
2Communityamerica Federal Credit Union85%47 / 5598%$205K46
3United Wholesale Mortgage, LLCBroker only97%37 / 3895%$185K35
4Kearney Trust Company97%32 / 33100%$175K32
5Pony Express Bank100%30 / 30100%$185K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 171 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Clay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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