Refinance lenders in Clay County, Missouri
Fat Boy Data analyzed mortgage refinance activity in Clay County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,635 applications were decided by 181 lenders between 2023 and 2025.
Clay County at a glance
How Clay County compares
What the data shows
Communityamerica Federal Credit Union made the most mortgage refinances in Clay County, MO, 479 of them.
Kearney Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Clay County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Communityamerica Federal Credit Union | 80% | 500 / 622 | 96% | $95K | 479 |
| 2 | Rocket Mortgage, LLC | 82% | 142 / 174 | 89% | $255K | 127 |
| 3 | United Wholesale Mortgage, LLCBroker only | 93% | 160 / 172 | 95% | $325K | 152 |
| 4 | Freedom Mortgage Corporation | 96% | 132 / 137 | 77% | $285K | 101 |
| 5 | Commerce Bank | 78% | 94 / 121 | 99% | $75K | 93 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 176 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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