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refinance lenders · HMDA 2023–2025

Refinance lenders in New Mexico

Fat Boy Data analyzed mortgage refinance activity in New Mexico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,763 applications were decided by 282 lenders between 2023 and 2025.

New Mexico at a glance

282Active lenders73 with 20+ decisions
78.7%Market approval rate7,681 of 9,763 decided
$265KTypical loanmedian lender, $10K brackets
93%Borrower take-up7,108 loans funded

How New Mexico compares

Approval rate compared
New Mexico78.7%All 616 counties76.5%
Typical loan compared
New Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in New Mexico, 1,068 of them.

Guadalupe approved the highest share of applications among lenders with at least 20 decisions here, 100% of 56.

The typical mortgage refinance here is $265K, 10% smaller than the the United States typical of $295K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 57One lender: 22% approved of 37One lender: 29% approved of 28One lender: 32% approved of 238One lender: 42% approved of 33One lender: 44% approved of 34One lender: 47% approved of 89One lender: 56% approved of 256One lender: 57% approved of 65One lender: 59% approved of 221One lender: 62% approved of 93One lender: 63% approved of 79One lender: 64% approved of 84One lender: 65% approved of 54One lender: 65% approved of 91One lender: 67% approved of 27One lender: 67% approved of 221One lender: 68% approved of 57One lender: 71% approved of 87One lender: 72% approved of 46One lender: 72% approved of 133One lender: 75% approved of 60One lender: 75% approved of 137One lender: 77% approved of 44One lender: 78% approved of 246One lender: 79% approved of 33One lender: 79% approved of 39Rocket Mortgage, LLC: 80% approved of 716One lender: 81% approved of 31One lender: 82% approved of 305One lender: 82% approved of 80One lender: 83% approved of 81One lender: 83% approved of 87One lender: 83% approved of 106Nusenda: 84% approved of 1,321One lender: 84% approved of 285One lender: 84% approved of 90One lender: 85% approved of 39One lender: 85% approved of 72One lender: 85% approved of 72Kirtland Federal Credit Union: 86% approved of 339United Wholesale Mortgage, LLC: 86% approved of 920One lender: 86% approved of 43One lender: 86% approved of 29One lender: 87% approved of 45One lender: 88% approved of 66One lender: 89% approved of 61One lender: 90% approved of 31One lender: 91% approved of 32One lender: 92% approved of 36One lender: 92% approved of 194One lender: 93% approved of 83One lender: 93% approved of 86Freedom Mortgage Corporation: 94% approved of 442One lender: 94% approved of 139One lender: 97% approved of 58One lender: 100% approved of 56One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in New Mexico

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda84%1,108 / 1,32196%$75K1,068
2United Wholesale Mortgage, LLCBroker only86%788 / 92095%$325K745
3Rocket Mortgage, LLC80%575 / 71692%$285K529
4Freedom Mortgage Corporation94%414 / 44280%$305K331
5Kirtland Federal Credit Union86%290 / 33996%$85K278

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 277 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in New Mexico. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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