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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Montgomery County, Ohio

Fat Boy Data analyzed investment home improvement loan activity in Montgomery County, Ohio to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 339 applications were decided by 50 lenders between 2023 and 2025.

Montgomery County at a glance

50Active lenders5 with 20+ decisions
40.1%Market approval rate136 of 339 decided
$75KTypical loanmedian lender, $10K brackets
93%Borrower take-up126 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County40.1%Ohio43.6%All 616 counties51.2%
Typical loan compared
Montgomery County$75KOhio$95KAll 616 counties$115K

What the data shows

Union Savings Bank made the most investment home improvement loans in Montgomery County, OH, 21 of them.

Union Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 81% of 27.

The typical investment home improvement loan here is $75K, 21% smaller than the Ohio typical of $95K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Wright-Patt Credit Union, Inc.: 15% approved of 52Fifth Third Bank, National Association: 18% approved of 50The Huntington National Bank: 28% approved of 25Figure Lending LLC: 70% approved of 23Union Savings Bank: 81% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Wright-Patt Credit Union, Inc.15%8 / 52100%$75K8
2Fifth Third Bank, National Association18%9 / 50100%$55K9
3Union Savings Bank81%22 / 2795%$115K21
4The Huntington National Bank28%7 / 25100%$95K7
5Figure Lending LLC70%16 / 2369%$45K11

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Montgomery County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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