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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lane County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Lane County, Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,099 applications were decided by 180 lenders between 2023 and 2025.

Lane County at a glance

180Active lenders37 with 20+ decisions
69.7%Market approval rate2,161 of 3,099 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,030 loans funded

How Lane County compares

Approval rate compared
Lane County69.7%Oregon70.4%All 616 counties68.2%
Typical loan compared
Lane County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lane County, OR, 496 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 22% approved of 32Lakeview Loan Servicing, LLC: 29% approved of 49Spring Eq, LLC: 29% approved of 31Amerisave Mortgage Corporation: 31% approved of 168Mutual of Omaha Mortgage, Inc.: 31% approved of 32New Day Financial, LLC: 33% approved of 39American Financing Corporation: 37% approved of 30Carrington Mortgage Services, LLC: 44% approved of 50New American Funding, LLC: 57% approved of 30Village Capital & Investment LLC: 57% approved of 28Banner Bank: 60% approved of 30Newrez LLC: 60% approved of 124Oregon Community: 64% approved of 70JPMorgan Chase Bank, National Association: 65% approved of 26The Federal Savings Bank: 65% approved of 26Kind Lending, LLC: 67% approved of 30First Technology Federal Credit Union: 68% approved of 34Quorum Federal Credit Union: 69% approved of 35U.S. Bank National Association: 69% approved of 61Flagstar Bank, National Association: 70% approved of 40Plaza Home Mortgage, Inc.: 70% approved of 20Freedom Mortgage Corporation: 71% approved of 91Nova Financial & Investment Corporation: 72% approved of 39Pennymac Loan Services, LLC: 72% approved of 72Directors Mortgage, Inc.: 72% approved of 29Loandepot.Com, LLC: 72% approved of 98United Wholesale Mortgage, LLC: 75% approved of 244Nationstar Mortgage LLC: 76% approved of 49American Pacific Mortgage Corporation: 76% approved of 25GoodLeap, LLC: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 624First Community: 89% approved of 37Summit Funding, Inc.: 89% approved of 38Guild Mortgage Company LLC: 92% approved of 91Cmg Mortgage, Inc.: 98% approved of 58Crosscountry Mortgage, LLC: 100% approved of 22Columbia Bank: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Lane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%510 / 62497%$145K496
2United Wholesale Mortgage, LLCBroker only75%184 / 24497%$305K179
3Amerisave Mortgage Corporation31%52 / 168100%$125K52
4Newrez LLC60%75 / 12496%$205K72
5Loandepot.Com, LLC72%71 / 98100%$295K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 175 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Lane County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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