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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lane County, Oregon

Fat Boy Data analyzed cash-out refinance activity in Lane County, Oregon, home to Eugene, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,099 applications were decided by 180 lenders between 2023 and 2025.

Lane County at a glance

180Active lenders37 with 20+ decisions
69.7%Market approval rate2,161 of 3,099 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,030 loans funded

How Lane County compares

Approval rate compared
Lane County69.7%Oregon70.4%All 616 counties68.2%
Typical loan compared
Lane County$205KOregon$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lane County, OR, 496 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 32One lender: 29% approved of 49One lender: 29% approved of 31Amerisave Mortgage Corporation: 31% approved of 168One lender: 31% approved of 32One lender: 33% approved of 39One lender: 37% approved of 30One lender: 44% approved of 50One lender: 57% approved of 30One lender: 57% approved of 28One lender: 60% approved of 30Newrez LLC: 60% approved of 124One lender: 64% approved of 70One lender: 65% approved of 26One lender: 65% approved of 26One lender: 67% approved of 30One lender: 68% approved of 34One lender: 69% approved of 35One lender: 69% approved of 61One lender: 70% approved of 40One lender: 70% approved of 20One lender: 71% approved of 91One lender: 72% approved of 39One lender: 72% approved of 72One lender: 72% approved of 29Loandepot.Com, LLC: 72% approved of 98United Wholesale Mortgage, LLC: 75% approved of 244One lender: 76% approved of 49One lender: 76% approved of 25One lender: 80% approved of 20Rocket Mortgage, LLC: 82% approved of 624One lender: 89% approved of 37One lender: 89% approved of 38One lender: 92% approved of 91One lender: 98% approved of 58One lender: 100% approved of 22One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lane County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%510 / 62497%$145K496
2United Wholesale Mortgage, LLCBroker only75%184 / 24497%$305K179
3Amerisave Mortgage Corporation31%52 / 168100%$125K52
4Newrez LLC60%75 / 12496%$205K72
5Loandepot.Com, LLC72%71 / 98100%$295K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 175 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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