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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Lane County, Oregon

Fat Boy Data analyzed investment cash-out refinance activity in Lane County, Oregon, home to Eugene, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 347 applications were decided by 98 lenders between 2023 and 2025.

Lane County at a glance

98Active lenders2 with 20+ decisions
74.9%Market approval rate260 of 347 decided
$225KTypical loanmedian lender, $10K brackets
91%Borrower take-up236 loans funded

How Lane County compares

Approval rate compared
Lane County74.9%Oregon76.0%All 616 counties73.1%
Typical loan compared
Lane County$225KOregon$295KAll 616 counties$205K

What the data shows

Gallic & Johnson, LLC made the most investment cash-out refinances in Lane County, OR, 20 of them.

Gallic & Johnson, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment cash-out refinance here is $225K, 24% smaller than the Oregon typical of $295K.

Investment property cash-out lenders in Lane County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only82%23 / 2896%$345K22
2Gallic & Johnson, LLC100%20 / 20100%$185K20
3Rocket Mortgage, LLCLimited sample71%10 / 14100%$195K10
4Homexpress Mortgage Corp.Broker only50%7 / 14100%$255K7
5Cmg Mortgage, Inc.Limited sample100%12 / 1250%$195K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 93 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Lane County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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